Quote from: Bigjoe33 on September 11, 2025, 09:26:34 PM

Quote from: SmartCharpa on September 11, 2025, 07:18:03 PM

Sure, holding a huge amount of Bitcoin doesn’t make someone a long-term investor. There are many people who jump into the market whenever they see prices going higher. They invest huge amounts of money in order to get huge returns, and once they make a little profit or notice the market changing, they quickly sell just to secure some gains above their first investment.

Sincerely, some have this money stacked up, reputable business men, just waiting for an opportunity to invest in anything investable so long as they heard it will yield interest. Some might even be newbies in crypto and Bitcoin related investments, but because they have passive income, they would get involved in such investments, and they can get enough Bitcoin stacked up from there aggressive purchase. It's such investors you see panicking like new babies that they are in Bitcoin investment if market declines. Forgetting that the fluctuation nature of Bitcoin has made it so. They even panic more in Dips fearing that all there investments are all gone. This inturn necessitates panic selling in a bid to save some holdings, and off course, losing out which was not the original plan.

Every investor must set a target timeline to which his/her investment journey would last actively before thinking of a possible sell, with this in mind, such an investor creates or build up funds such as emergency and reserve funds through his discretionary income to enable such investment plan been achieved. An investor who fails to plan, already plans to fail. A set plan of targeted goal towards such an investment will serve as guide and road map to a successful Bitcoin accumulation process.

We know that an investor will always have the privilege to sell at anytime he wishes, yea! It's his holding not mine to dictate. He also has the sole responsibility of determining either to hold for long or decide to sell too early as soon as a possible dip is noticed or a decline in the market, it is his sole will. But the point is, an investor who goes into Bitcoin accumulation with a long term mindset tends to prepare better, outlining means to which such long term target will be achieved, and also intentionally works toward raising back up funds to ensure long lasting investment and sustainability.

What's the point in stacking up huge amount of Bitcoin in your portfolio at a given period and then panic the nexr minute due to market decline and then rush to sell either to save or make few gains. And I believe such quick or hasty decision might not or do not usually end well. Naturally, I don't like panic, so I would prefer setting targets, bit by bit accumulation of Bitcoin using the DCA strategy through the discretionary income, and alongside building my emergency fund plus reserve funds too as my discretionary can carry. This gives me the peace of mind desired and also for sure ensures easy investment journey and supports long term investment which is the real deal.

Too often, people jump into the market chasing quick wins without a solid plan or understanding of the risks involved. The example of the two investors perfectly shows how patience and consistency can pay off way more than trying to time the market or making emotional trades.
DCA isn’t flashy, but it’s smart and steady exactly what most people need, especially beginners. Investing even a small amount regularly builds good habits and reduces stress from market ups and downs. Over time, those small steps add up to something meaningful.