Bitcoin has proven to be consistent and reliable over the years with measures made available to secure our assets from malware attacks by providing face verification, 2FA, email verification and the likes.
Definitely you are referring to custodial exchanges and not noncustodial
walletwallets. Not your keys not your coins.
Although some wallets like Electrum and Blockstream Green has 2FA verification. The noncustodial wallet providers will have a server which will have your second or third key.
It has being used as payment means for goods on the long run and that has being an innovative system at the moment but the knowledge and usage of Bitcoin has not fully being diversified making it not fully functional.
We do not know the future, but if bitcoin takes over United States dollar
, it will be good. For now, I do not think that it can but I know
itsbitcoin value will always increase after a long period of time.