Quote from: Crypto Library on Today at 07:59:45 PM

Quote from: SuperBitMan on September 13, 2025, 02:28:51 PM

Some people think that Bitcoin is so good that keeping there business finances or income in Bitcoin is the best idea forgetting that it is very wrong to do that.
As we all know bitcoin is highly volatile in nature and so when you keep your business income or money in Bitcoin it risk you losing some part of your money and also affecting your business because Bitcoin can drop in price at any minute and when that happens the money you kept in Bitcoin will drop in price and since the money is meant for your business the drop of it will affect your business financially and can lead to the fall of your business, money is what they use to run a business when there's no money the business will fall.
So don't keep your business money or income in Bitcoin so has to avoid lost, keep your business money in Fiat currency or a stable coin like USDT.

Keeping Bitcoin in the business does not mean that it receives payments in Bitcoin and holds them, because there are currently many payment gateways where when businessmen receive payments from clients, those Bitcoins are immediately converted into stable coins.

And those who accept payments in Bitcoin and hold that Bitcoin must already be large companies that have the ability to tackle this volatile market price of Bitcoin.

However, it is true that those who do not have the ability to handle the volatile market price of Bitcoin and still consider importing and holding Bitcoin in their business are definitely making a foolish decision. Because the thing is that they are investing beyond what they can afford to lose and even if Bitcoin allows them to sell at a loss when needed, they will still have to import the goods for their business.

Bitcoin is volatile that’s part of its design and while that volatility can be a good thing for long term investors it’s a nightmare for businesses that rely on steady cash flow salaries inventory bills rent all of those things need predictable money if your business keeps income in bitcoin and the price drops 20% in a week suddenly your working capital shrinks and you can’t cover costs.

Big companies like tesla or MicroStrategy can afford to hold bitcoin because they have huge reserves and other revenue streams to balance things out but a small or medium business doesn’t have that cushion one wrong dip and it can collapse their operations. So yeah the smarter move is to keep operational money in fiat or stablecoins and only allocate a portion of profits into bitcoin as an investment not the core funds that keep the business alive. Let me ask you this do you think small businesses should completely avoid bitcoin exposure or should they still keep a small percentage (say 5-10%) as part of a long term reserve.