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Hahaha so funny of him with his narration and I saw that jayjuanGee has already given him an sMerit for such post, infact what he was saying was completely out of the line and it kept me wondering how a discretionary income generation stands on it's own if not gotten from either your job salary or business after the basic needs expenses has been taken care of, I can't stop laughing on reading that post, some time I wonder how members grow up to a certain extend and still be making some kind of statement, to me it shows that he doesn't even know what he was actually saying and what it stands for but is fine we learn every day.
I believe Jayjuangee merited him because he is not completely wrong and also because he actually shifted the interest of investors from the regular sourcing of discretionary income from the basic income source into bringing our mind to also sourcing discretionary income from additional income source. To an extent, sourcing discretionary income from additional source of income is more stress-free because it allows you to use your major income source to tackle family problems.
Let's take for example, most people signed to campaigns also have other jobs they do out there but most people basically invest in bitcoin from their campaigns. This does not mean that some people don't invest beyond their campaigns but it shows how your additional source of income could be a strict source of discretionary income with which you can invest in bitcoin and maintain your DCA approach.
I agree that a person could have a main source of income and then derive additional income that might be almost completely discretionary income by having other jobs and/or even investments that generate income that might be almost exclusively discretionary income.
Accordingly most if not all of the expenses of a person could be sufficiently covered by the income of a primary job, and then various secondary jobs and/or investments could provide additional income that would be most if not almost all discretionary income..
It is also true that some jobs (income) might cause additional expenses, such as transportation, clothing, food, lodging, yet the extra jobs might generate enough extra income that they pay the extra expenses and they generate extra discretionary income that the person concludes is worthy of his time and energies to carry out the extra jobs or the extra ways of generating income.
Of course, each of us may well question the extent to which it is worth giving up our extra time in order to earn extra income, so there can be tradeoffs in regards to whether the extra income is more valuable or whether it is more valuable to have the extra time, and sometimes it can be smarter to not gain extra short-term income in order to study or to spend time building up social networks that might result in better pay and better positions further down the road, so instead of making $10-15 per hour, maybe the person could earn $50-$60 per hour in some promotion position based on his learning other skills and even volunteering his time in positions that were either unpaid or of lower pay but lead to positions of higher pay further down the road.
Accordingly there can be questions regarding the extent to which additional jobs are needed or even required in order to increase discretionary income.
Sometimes it may well be better to obtain a job that pays very well, rather than to obtain a bunch of low paying jobs that suck a lot of time and energy out of a person, and maybe do not even allow a person time to build himself, his interests and/or his skills.
From my own personal experience juggling my Bitcoin accumulation and side hustles, this is how i look at it. I beilieve my primary income should be able to cover my essential/core expenses like my rent, bills, food and other essentials that keeps me stable. Every other thing like passive income stream or side gigs is where i can flex and further grow the power of my discretionary spending.
But the catch there is that, not all extra incomes or side hustles are the same or created equally, some tend to be more time consuming, costs more transport or other gears than they are actually giving you, especially when you factor in the opportunity cost. Whenever I figure out that the job actually eats into my ability to invest my time in learning or acquiring other skills that may likely unlock higher returns for me in the future, then it's definitely a losing game for me and the best thing would be to just let it go so i can have the time to focus on other things too. And this is exactly the reason why i mostly tend to focus on scaling value than volume. rather stacking a bunch of low paying side gigs that'll only burn me out at the end of the day without giving me the due compensation, i tend to sort for other ways to level up, even if it means learning new skills that'd create more room for much higher paying/earning opportunity, or making some sort of strategic investments that tends to grow quietly in the background. And sometimes, it could require one to completely shut out short term cash in order to aim for a much bigger earning in the long term.
In the long run, it's mostly more a balance between maximizing one's cash flow and also preserving one's bandwidth to something that is way more sustainable, could be a business, a portfolio or even a career. Because i don't believe that an a particular income is actually worth it if it prevents or deprives you the time and energy to explore other better options and potentially grow your finance or income beyond the current point that you are.