Quote from: Questat on September 25, 2025, 12:27:53 AM

Saving does not necessarily require us an instant big amount. Whether it's big or small, it does not actually matter. What's most important is how you often save regardless of its amount. So if you have only few bucks left from your salary, then continue saving it because once the value compounded, it will gradually become a significant amount. And frankly speaking, even the poorest of the poor can definitely save if he really aims to, it only depends on the kind of mindset you chose to adopt.

Why just save when there’s a better option which is to invest? Saving only protects you for rainy days, but investing goes beyond that, it creates a system where your money works for you. With the right investments, you don’t just store value, you also build a steady cash flow system that can grow over time.

Quote

Now my question is, why do a lot of people complain that saving is too hard for them? Well reality hits that inflation is inevitable, but does it mean that people can only save if there is no longer inflation? Or is it that people actually adopt the wrong mindset towards saving their money?

Imagine someone earning just within their means of survival how will they save? Even if they try, they will likely end up withdrawing consistently just to meet their daily needs. That’s why I would rather encourage investment instead. At least with investment, there is higher possibility of making some profit when the need for money arises, instead of watching savings lose value to inflation.