Quote from: Lembo69 on September 28, 2025, 06:30:49 PM

Quote from: Ryu_Ar1 on September 27, 2025, 10:00:11 PM

It would indeed be ideal if we had a stable income, but in the context of investing, I believe that even if we don't have a very stable income, as long as we can manage our finances well, then ultimately we can still invest.
The most important thing in this case is how we manage our finances and create a good budget plan so that we can support ourselves and our daily needs, while also setting aside money that we can use for investment.

As you said, we can invest even if our income is not stable—if we manage our finances well. But it is also true that investing will always be risky if we do not have a stable income.

Because an unexpected event—such as losing a job or a sudden illness—can weaken our financial management. Then we may be forced to decide to sell our investments.

Yes, investing can be done without a stable income. But with a stable income, the investment will be stronger, more confident, and more reliable.

If the objective is long-term investment, then only the money that will not cause a big problem in life if lost should be used. Investing with unnecessary fear is not sustainable in the long run.

Finally, investing must be consistent with our objectives and priorities. Having a stable income makes investment planning more reasonable and brings discipline to decision-making.

Regardless of whether our income is stable or not, investments will always carry risks, and this is also true for Bitcoin, as the risks are inevitable and significant. However, in this case, risk does not mean that we should avoid it, because such things cannot be separated, and it would be ridiculous if we wanted to be involved in Bitcoin but did not want to accept the risks as part of the consequences that we will inevitably face.

Therefore, minimizing risk ultimately becomes an alternative solution (not meaning risk-free) but reducing it as much as possible through various methods, including for the long term, because we know that in the end, the long term is always the answer to minimize risk in Bitcoin investment compared to those who force themselves into trading.

As for unforeseen circumstances, they must also be considered. Therefore, as I emphasized from the beginning, financial management is crucial because we cannot exercise control or even force ourselves when we lack a solid financial plan from the start.