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Quote from: EG_O on October 02, 2025, 07:32:25 PM

For me, we must first of all think about reasons why people or investors borrow money from the bank or from online App, people borrow money because of investment, health wise or project, coming to Bitcoin community, I am of the opinion that if an investor wants to borrow money so that he or she would invest Bitcoin, the investor should consider means of payment, wether he can pay from other source of income, wether he will sell his investment just to pay his loan, because his loan interest will continue to increase weekly or monthly as the case may be. So it's not right for an investor to borrow just to invest because Bitcoin is a long term investment unless he has other source of payment, then he can go ahead and borrow

It will never be a good decision for a new investor to invest with debt. Because if a new person invests with debt, he may become very scared and after a while he may sell his holdings in panic. A new person should initially adopt the DCA method and continue to buy continuously. Because when the market falls, a new person will be scared, it is very natural, but if a new person invests with debt at that time, he will become even more scared.

Investing with debt is not bad but one should understand whether he can repay the debt or not. Because if a person has the ability to repay the debt, he can invest with debt and gradually repay the debt. If he does not have the money to repay the debt and invests with debt, he may fall into bad times.

it is important for a newbie or a no coiner to determine whether they have discretionary income available before they start investing in bitcoin. Borrowing money to start investing in bitcoin is not a good idea and I won't advise anyone that wants to start buying bitcoin to start thinking about going to borrow money that they will invest with. If the discretionary income is not available to invest with such a person is not yet ready to invest in bitcoin. There main focus should be on working on there cash flow instead looking where to borrow money to invest in bitcoin.

Right, expecting quick profits by investing in Bitcoin is absolutely foolish, Bitcoin cannot make anyone rich overnight. Profits can be expected in the future by consistently managing long-term investments. To hold Bitcoin in the long term, you must have a prudent income, as well as a special fund for three months, because you can deal with unknown dangers and it is very important to manage long-term investments properly. You must understand that investing in Bitcoin with borrowed money is absolutely foolish, because you don't know exactly when Bitcoin price will increase, so it is impossible to quickly make money through investment and repay the loan. This will put additional financial pressure on yourself, and the risk of losing money can increase manifold.

Maybe I should put it this way, expecting Bitcoin to make you rich overnight is just setting yourself up for stress. Since no one can predict the exact timing of its moves, borrowing money to invest is almost like digging a hole for yourself. It is because the smarter thing is to secure your income, keep an emergency fund aside, and then invest what you can comfortably hold long term. That way you avoid unnecessary pressure and actually give yourself a chance to enjoy the real benefits of Bitcoin.