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Quote from: Hardyrobust on October 02, 2025, 07:21:36 PM

it is wrong to invest in bitcoin using emergency funds. There are times some people may think that they can be able to replace there emergency funds before an emergent situation, however no one can tell when an emergency will occur I believe that's the reason behind the name emergency funds. Using it for other purposes other than the purpose it is meant for is a very big mistake and I do wonder while some people will make the mistake of using there emergency funds to invest instead of there discretionary income.

Investment is important for us, but creating an emergency fund is not important for us. If the matter is such that we try to create an emergency fund to make continuous investments or to ensure continuity of investment, but while creating this emergency fund, our investment is hindered, then that emergency fund works against our investment. Investing by creating an emergency fund is a much later matter, those who have a lot of income can think about this issue, but those who have a limited income and have a little money left to spend on their family do not actually have any opportunity to create an emergency fund and when they are motivated to invest and when emergency funds are discussed with them, they are confused that if they cannot create an emergency fund, they will not be able to hire consistently, which will have a bad effect on their investment. Those who are investors should focus only on investment, try to expand your income to make your investment continuous. When your income expands, your investment will already be continuous, so there will be no need to create an emergency fund.

You are mistaken emergency fund for something else and your analysis is problematic and misleading! Both emergency fund and investment funds are calculated from the discretionary income of the investor so they are not in conflict. After making your investment, you will need to set up your emergency funds which is the money that you will lay hands on should there be any emergency during the course of your investment. If you make investment in Bitcoin without emergency fund, you have increased the probability of selling your Bitcoin when you have issues you did not plan for, something the emergency fund is supposed to take care of. In other words, if you don't set up funds for such emergencies, you will obviously sell your Bitcoin to settle that issue since it is an emergency that must be attended to.

Dang I don't know on where that statement came from that creating emergency funds is hindered on their investments. While in fact its essential when we are going to invest on risky assets like Bitcoin. We don't know what future will come unto us and it will be so good if we have emergency funds to rely on so we can secure our selves from future problems that may came.

They should pay good attention to both since if it happens that they are only focusing on their investment there's a chance that they might collapsed, especially if there are unforeseen big problems will occur.

That's why as early as now people need to consider to have this. Setting up minimum 3 months up to 12 months is fine and they provably make their selves secure for any future problems.