Quote from: gracreavix on Today at 08:23:37 AM

Quote from: Finebone on October 03, 2025, 07:53:28 PM

How are you digging a hole for yourself when you are not paying back from your bitcoin investment?
Don't you understand that once your ability to pay back have nothing to do with the final outcome of your bitcoin investment, you have nothing to worry about?
Taking a loan to invest in bitcoin is not a problem as long as you have other source of repaying it back.

If so then it means you are actually proving my point without realizing it because the risk is still there. The whole idea of Bitcoin investment is long term, nobody can predict the short term moves. If you borrow money to invest, you have already created pressure on yourself because that loan has a fixed repayment time while Bitcoin does not move according to your timetable. Even if you claim to have another source of repayment, it defeats the purpose of investing because you are exposing yourself to double financial stress, managing debt and waiting for an uncertain return. That is why borrowing for Bitcoin is never ideal, it turns a long term play into a dangerous gamble.

You are right. Another thing I want to say is that in fact, Bitcoin should be invested with discretionary income. Before investing, it must be insured. If someone buys Bitcoin on loan, then I think he will go against the fundamentals of long-term investment. Since the price of Bitcoin fluctuates a lot, no one can say exactly what the price of Bitcoin will be. That is why investing with loan takes a lot of mental stress. On the other hand, when the price of Bitcoin decreases, one becomes mentally unstable, on the other hand the pressure of paying loan at interest too. From the experience of many people in the past, it is known that those who have invested for a long time have made a lot of profit without any kind of mental and financial stress by following DCA. But those who have bought Bitcoin with loan with a lot of money because the price of Bitcoin is lower than expected have basically faced most of the losses. Patience and proper fund management are the real keys to investing in Bitcoin.