This is much of what has me wondering how to bring about widespread adoption.  I like it in part because the government does not.  I like it because the central banks feel threatened by it.  I like it because the banks and financial institutions have not touched it to find a way to do fractional banking.  I worry that the kinds of concessions that would have to be made to get a majority of people interested in it as an important financial instrument would necessitate BTC just becoming another commodity controlled by the Goldman Sachs of the world.

Already governments are writing regulations and calling it a currency in need of their rules and regulations- and it is still young.  Now may be when a battle is won or lost.  It is still small enough that they can write any law they want and the majority will not bat an eye.  The types of regulations put in place today will dictate the kind of utility BTC will have tomorrow.
I appreciate the advice and have taken all but the bit on LTC... I still see some upside in the medium therm even if the prediction is correct for the long term.