Quote from: Holliday on July 02, 2014, 05:49:49 AM

Quote from: lay785 on July 02, 2014, 05:35:30 AM

Quote from: Holliday on July 02, 2014, 05:13:39 AM

Quote from: lay785 on July 02, 2014, 04:01:20 AM

Quote from: jl2012 on July 02, 2014, 03:57:24 AM

Do you truly believe all these bonus cashback, services, features, extra year warranty, purchase protection, and ability to charge-back are FREE? YOU are the one paying for all these crap, and even you don't want these you have no choice

What the heck are you talking about, ive been getting all these benefits "for free". I have never paid a dime to any credit card company. No annual fees, no charges, nothing... I have all the above "totally free". If you have never heard about these things you should do some research.

What do you mean if I "dont want these" - why in the world would any sane person not want "cashback" and an "extra year warranty"........ wtf are you smoking.

Have you ever asked for a "cash price" before making a purchase? I do it all the time and when the merchant provides a cash discount it easily beats any cash back or other features I might receive from using a credit card.

So... your "totally free" credit card is costing you in the form of more expensive products across the board.

Although I don't do much shopping with Bitcoin, apparently there is a company (eGifter) offering 3% cash back when purchasing their gift cards with Bitcoin instead of traditional methods. I expect to see more companies take this approach as Bitcoin gains traction.

Oh really so walmart gives discounts for cash payments vs credit cards? what about amazon? what about newegg?
If you buy amazon gift cards from certain stores you can get 10% cashback. How can cash compete with that?

I get a minimum of 2% cashback on all my purchases, some stores get 5-10% off. Unless the store offers such large percentages off youre better off using a cc and getting a cashback + benefits.

Umm... no, those particular stores that you've mentioned do not give cash discounts. I'm mainly talking about local shops owned by local folks.

Of course I use a credit card with cash back when appropriate (such as when I shop at any of the stores you've mentioned). Yet, I've made several large purchases at other (local) stores where I was able to get a much better deal after the cash discount.

Perhaps you would like to share how to get 10% cash back on Amazon gift cards, as I am a frequent customer.

For a while amex was offering 10% off all purchases at officemax on "Amex Open" cards. You could just purchase gift cards and youd get 10% back. They recently changed the terms for the card and removed this. I havent checked for the new methods of doing this yet but Im sure there are certain cards that can be used to buy gift cards for large discounts at retail stores.