Look,  it's no surprise that those in profit don't want to see this happen, of course they don't, I get that.   That said, it's clear that the current system isn't working at all, and we need to start getting creative.   The majority of people here are never ever going to even get close to breaking even, let alone a profit.  It just seems the nice thing to do for those who are way ahead to step back a bit, but that's obviously naive of me.