Quote from: Este Nuno on July 22, 2014, 11:13:34 AM

Quote from: CurbsideProphet on July 22, 2014, 03:33:42 AM

Quote from: maker88 on July 16, 2014, 11:45:45 PM

Quote from: Lorenzo on July 16, 2014, 08:31:04 AM

Finally, there is also an opportunity to profit by giving out loans. This includes mortgage loans. A business could be set up that allows investors to pool their money together and give out loans. The profits would come from the interest that is paid once the loan is repaid.

zopa.com? lendingclub.com ?
peer2peer lending is a thing already.

As someone who used to lend on Prosper, I'd advise to stay away. There's a reason a lot of these people can't get loans from banks.

Do banks even loan money out to regular people anymore? Besides home mortgages of course.

I don't know, mine constantly is offering me tons of lending products I have absolutely no need for, whether I want them or not. I swear they've opened an overdraft line on 3 different checking accounts, and a HELOC I didn't ask for. God knows how they got me a HELOC without a single signature on my part, or even an appraisal of my property's price . . . :\