Quote from: Wexlike on July 29, 2014, 10:28:44 AM

Quote from: rpietila on July 29, 2014, 09:34:56 AM

Quote from: giveBTCpls on July 28, 2014, 10:29:00 PM

I try to have long term goals but it's very discouraging when you can't have any savings since it goes to pay basic needs, so you cannot start any sort of meaningful life proyect. I've already given up on owning my own place and bringing girls there and generally living like a normal healthy human being. Im stuck in my parents house for life until I inherit it or some shit.

When I was 12 I realized I need to get to Helsinki or I would be stuck in a village where the distance to the nearest elementary school is 25 km and employment was about 30%. (My brother currently runs the farm and both parents are working outside in addition, to make the ends meet.) So I needed to undergo the following, among others:

- Working on farms (several employers), potatoes, picking strawberries, manufacturing & selling products, general farmwork, to raise money
- Buying and playing every title of the Sid Meier's Civilization series to enhance strategic thinking
- Saving money whenever possible, especially never buying a drink (even at my own sophomore party), always drinking from the toilet tap, going a whole day without drinking if tap water wasn't available, walking up to 8 km habitually just to save money, never buying clothes or food until 18
- Investing in stocks in the age of 16, in Russian market when 18, it went down 75% in 2 weeks since I bought
- Biking 22 km/day instead of taking a subsidized bus, to save money; hopping off bus 1 km early because the fare was cheaper
- Delivering spam to ppl's mailbox, twice per week, up to 830 mailboxes at a time, while trying to study
- Scavenging the trashbins for food, living up to 6 weeks without even once buying groceries, during uni
- Falling victim to multiple scams and money-making schemes
- First company went bankrupt and due to good luck, I did not end up losing all
- Second company was still making loss after 5 years, so essentially I subsidized it with my time and lived off wife's salary
- An arm of the government of Finland confiscated all my assets once for 7 months, no charges, no compensation
- Only occasionally had a car or two (or up to 8 when we had a car rental agency)
- Never owned real estate before buying the castle
...
- Making my first million at the age of 29, a mere 17 years after making the commitment to do so.

=> Make a target and stick to it. The unalterable laws of statistics favor the determined, if you just roll the ball enough many times

17 years sounds like much, but really if you are now 23, you'll then be 40. Not everyone who is 40 has a million euros! Also you are older in the beginning, so it's possible you can do it ~4 years sooner just for that reason. Then the general speed of things has increased a lot, shave off an additional 2 years. So at 34, you'll be a millionaire!

Thats a great read!

I am in a similar situation, working my ass off in 2 jobs while giving tutorials in university and trying to finish my studies. And investing/saving every penny i can into Bitcoins.

I am not doing it as extreme as you did, but i only need 250 per month - i think thats a good number. Every above that number goes into Bitcoins.

GiveBTCpls, i have a lot friends like you. Blaming everyone else or the universe for their situation, but in reality its always their own fault.

For example, they re paying 40/month for their smartphone contracts, and then they are surprised, that they have no money.

If you are paying more than 10 per month for your phone, well then you are one of them.

Phone contract expenses are not the worst, there are people who complains about not having money while spending 200/month on cigarettes...