Quote from: grue on March 20, 2012, 01:24:05 AM

Quote from: timemachine on March 20, 2012, 01:15:14 AM

my payback schedule is that i have a job and can payback in a month. i wanted to just get an order in as early as i could.

so is there a reason why you can't get a loan from your local bank/credit union/payday loan/credit card? the interest rates charged here are usually very high (5%-10%, 1 month, for a trusted member), so if you really do have collateral + stable job, you're better off with conventional lending places. even 30% APR credit cards have lower rates than what's offered here.

Credit card rates are relatively low (often free [less merchant fees] if you pay it off before the end of the month). One-month rate on a Payday can be upwards of 200% equivalent-APR. Car title loans can be even more expensive. Credit cards for those without fantastic credit history tend to have low max limits. Bitcoin loans are fairly competitive with the market.