Quote from: gorgo1 on April 02, 2012, 02:12:18 PM

I looked there but they need a much higher rep for even small loans than I have at the moment.I'm looking for a loan.I will payback the loan in a week with small (or no) interest. I wish to build my reputation so lenders can loan to me. I will use this loan to help with one of lifes little emergencies but lost my job recently due to the economy. I hope to get back on my feet soon.If you lend to me,you will always be thanked and paid back soon.

Quote from: gorgo1

Seeing how people are more willing to make large loan requests I wish that people would make it easier for people like me to get single figure loans instead of making it difficult.I want rep by successfull payback of small loans.

Will someone please lend to me here? https://bitcointalk.org/index.php?topic=74854.0.If interested please reply to my thread rather than here thanks. I will need loans in future to build my mining rig after this one.

Reputation is built by posting on the forums and demonstrating that you've invested time and thought into bitcoin, as well as by doing business. If you had a few hundred insightful posts behind you and asked for 2 btc, nobody would think twice about giving you this loan. You joined the forum a couple of weeks ago, with 50 posts total, of which 5 are on this thread asking for a loan, 4 are on an earlier thread asking for another loan, and the rest are reasonably short, it's obvious that you haven't invested a lot of time into this identity.

Think of it this way: if you see a guy asking for a loan with 1000 posts in his history, each of which could be considered for publication in a reputable journal, you can assume he's probably put 10000 hours into his online identity. He may be pseudonymous and not have done any business, but time is money and he's clearly put a lot of time into his pseudonym. If he goes asking for a 10 btc loan, you can feel reasonably confident that he's not planning to scam you simply because it'd be stupid to throw away a reputation that you put that much effort into over 50 bucks. If he's asking for 20k btc, you might ask him for more verification.

This isn't to say that people with lots of posts are more honest than others. It just means they've sunk more into the community and have more to lose by being dishonest. When we see people show up here and ask for a loan a few days later, it either screams "irresponsible" because who needs these tiny consumer loans, or it screams "scammer", because a scammer's not going to bother putting much effort into building up an identity only to throw away its reputation over a few bucks.

Then again, 2 btc is probably below that threshold for many people. But if your current strategy is to post on other loan threads bitching about how people don't take little guys like you seriously, you might want to redirect that effort to actually contributing to discussions instead. You'll learn more about the community, the technology, and the economy, and you'll look better to potential lenders. What's not to like?