Yes its the dumb ass like you dont understand the economic of bitcoin infrastructure. You can send btc with any amount as a fee. But that tx will not be confirmed for a very long time.
I know how Bitcoin works. Im making a point. I am able to send up to $5,000 completely free of charge from one Chase bank account to another persons Chase bank account, instantly. With no miner fees or waiting time either.
What a dumbass I am. And now you see another reason why consumers have zero incentive to use Bitcoin. Because dumbasses like you think this is a "dumbass" thing to take issue with. Rather than addressing it as a real issue for future consumer adoption. Which it is.
-B-
I think the analogy with the Chase example would be sending from one Coinbase account to another, I agree, that should not require a fee. As others have noted the standard fee is .0001, which may preclude micropayments but is better than Paypal would be.