You don't understand it and this credit card isn't going to move the coin forward - as you can see that clearly from depressed market reaction. This VISA card will be used by only bag holders and fanboys, maximum 100 users worldwide. The delusional worldwide mass adoption theme will be not progressing with this card.

The worldwide mass adoption theme would benefit more from an agreement with the Massai tribe in Kenya to use vericoin in goat trade - that's how lame this credit card idea is.