Quote from: luisb on August 24, 2014, 01:17:58 AM

Quote from: ELMER_FUD on August 23, 2014, 11:53:23 PM

Quote from: luisb on August 23, 2014, 11:21:30 PM

Quote from: GaliX on August 23, 2014, 11:12:01 PM

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1. Why should I take the risk of using vericoin if I already have a credit card and a paypal account, which offers me security features like charge backs and advantages like credit (CCs) or zero fees for online payments (paypal)?

wow, you don't even know how much fee PayPal charges for their randomly freezing money system.
Everybody with 5 fingers on his hand should understand that you are just talking trash.

Well I have always used Paypal and never payed a cent for doing so... no idea what you´re talking about. Could you explain me what "randomly freezing money system" is about instead of trolling and insulting...

https://www.paypal.com/webapps/mpp/paypal-fees

After two minutes of searching on Google, I think this is some of what he was talking about:

http://www.reddit.com/r/Entrepreneur/comments/1rkkd7/paypal_just_froze_over_70000_in_my_account_say/

http://arstechnica.com/business/2013/09/paypal-freezes-45000-of-mailpiles-crowdfunded-dollars/

http://www.dailydot.com/politics/paypal-protonmail-freeze/

Excellent google work, but I think either you didn´t understand my post or you didn´t read it. Really good points on the other hand but still *buying* something online using paypal costs *zero* a year.

My point was I dont think "aunt Emma" or "Joe and Jane Sixpack" gives a sh*t about some startup-company getting their accounts frozen... not defending them here, I actually agree that those practices are totally questionable to say the least, I was just pointing out why mainstream people keeps using paypal...

1. Its free

2. Its easy

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that goes for every single coin... its about planting the right seeds... why u in crypto if thats what u believe..

What I believe or not is not the point here. Everyone is talking about "mainstream adoption" and yet no one has a clue about average online shoppers habits and the reasons behind said habits... The sad reality being that *most* of the people buying online pays with CCs and Paypal because

1. It´s "safe": chargebacks, no fear of buggy wallet software
2. No hassle: ever opened a paypal account? compare that to send ID copies and FIAT to a website... most people has paypal accounts and CCs already
3. Cheap: Buying with Paypal costs *zero* and a CC costs around 2$ a month...
4. Useful in "emergency": you get credit, so you can buy even if you haven´t got enough funds.

So *again* what are we going to tell "aunt Emma" or "Joe Bloggs" when they point out

1. Why should I take the risk of using vericoin if I already have a credit card and a paypal account, which offers me security features like charge backs and advantages like credit (CCs) or zero fees for online payments (paypal)?

If we have no reasonable answer maybe we should stop trying to push vericoin to mainstream online shoppers, because right now they have no powerful reasons to go through the hassle and risk of buying VRC in order to pay for something, and at the same time trying to focus in the people VRC could solve a problem of theirs, but well I guess its a lost cause with so many cheerleaders, pumpers and fanboys...

I read it and I was responding to this part:

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Could you explain me what "randomly freezing money system" is about

As for the rest, I guess we can all let our minds wander but personally, as someone with credit cards, a PayPal account and even a PayPal Business Debit Mastercard (with 1% cash back on everything) so that I can use my PayPal acct like a checking acct or like a credit account, I wouldn't mind having a VeriCoin Visa card as I'm growing increasingly worried about the persistant devaluation of our dollar here in the States and it's future as our world's reserve currency. I see digital currencies like Bitcoin and VeriCoin as hedges against such systemic risk and with the way that food and gas prices continue to climb at such a steady, if not ever increasing rate of pace, I don't think it will be all that long before Aunt Emma and/or Joe Bloggs figure it out and start buying cryptos, too.