Quote from: Minecache on August 23, 2014, 06:39:27 PM

Excessive usage charges

You are mistaken.

I send most of my transactions for free. When I do pay a fee, I pay less than $0.06 no matter how much I'm sending. That doesn't seem excessive to me.

Quote from: Minecache on August 23, 2014, 06:39:27 PM

I don't get charged each time I use my debit card.

You are mistaken.

Yes, you do get charged each time you use your debit card. You just aren't aware of it, because it's hidden from you. The merchant is paying a much larger fee that bitcoin transactions cost, and the merchant is passing this cost on to you by increasing the price of his products or services.

Quote from: Minecache on August 23, 2014, 06:39:27 PM

Security - my bank guarantees my funds even if they screw up.

You are mistaken.

If your wallet is stolen from you with cash inside it, will the bank replace your stolen cash? Bitcoin is a currency, not an account. You should protect it just like you do cash. Can you create backups of your cash so that you can restore it if it gets lost, or destroyed? I have multiple backups of all my bitcoin wallets. Eventually there will be bitcoin banks for those that need others to protect their money for them, but bitcoin is still in its infancy right now. There are many layers of usability that will be built on top of it over the next decade or so. The fact that is doesn't immediately have the infrastructure for every possible use you can think of doesn't mean that it isn't usable at all or that it won't have that infrastructure in the near future.

Quote from: Minecache on August 23, 2014, 06:39:27 PM

Speed - it takes seconds to withdraw cash

You are mistaken.

Bitcoin is money. I don't need to "withdraw" it from anywhere. I simply spend it. I can spend it as fast as you can spend the cash in your pocket.

Quote from: Minecache on August 23, 2014, 06:39:27 PM

or process a payment by Debit/Credit card. No confirmations needed.

You are mistaken.

The merchant does not have a guarantee that they will get paid when you use your debit/credit card. A debit/credit card transaction is similar to an UNCONFIMRED bitcoin transaction. Generally the merchant won't receive the actual money in their bank account for many hours. Even then if there is a dispute, the money can be taken back from them. Bitcoin transactions take seconds to propagate through the network and reach a point where they carry less risk than a debit/credit card transaction. Typically within 10 minutes the transaction becomes permanently irreversible, and spendable by the merchant if they choose to do so. If the merchant wishes for less risk and faster conversion into fiat cash, they can use services such as BitPay or Coinbase that take on some of that risk and add convenience for a very small fee.

Quote from: Minecache on August 23, 2014, 06:39:27 PM

My money is accepted around the world at almost each and every merchant

You are mistaken.

I tried to spend my US dollars at many merchants in Ireland, and not a single one was willing to accept it. I then tried to spend my Euro at many merchants back home in the U.S. and not a single one was willing to accept that either. Bitcoin is quickly gaining popularity and acceptance. There are already many merchants that accept it quickly and easily:

Reddit
Wikipedia
Chicago Sun-Times
Overstock.com
TigerDirect.com
Dell.com
Expedia.com
The D hotel in Las Vegas
Golden Gate hotel in Las Vegas
Dish satellite TV service
Resturants all over the US that use Menufy
and many more

With time the list will grow and the convenience will multiply.

Quote from: Minecache on August 23, 2014, 06:39:27 PM

- I tried to buy a basket of goods last week with bitcoin and the Marchand couldn't be bothered. So I left. See other thread. No one will ever use or accept bit coin until these problems are addressed immediately.

You are mistaken.

You chose 1 merchant that clearly isn't committed to their decision, and had 1 bad experience, and because of this you choose to assume that bitcoin can never and will never succeed. Meanwhile, many people ARE using it (I've made several purchases myself), and many merchants ARE accepting it. To claim that no one will ever do either is to intentionally choose to blind oneself to the current reality around them.