Quote from: MrPiggles on September 15, 2014, 04:00:33 AM

Quote from: kireinaha on September 15, 2014, 03:59:49 AM

Quote from: MrPiggles on September 15, 2014, 03:58:27 AM

I'll be retired by 33.

I save 75-80% of my income currently, have plans to build a house within the next year (eco home made with earthbags, very low cost)

Once I remove my housing costs I will easily save 90%+ of my income.

By 33 I will be financially independent (have enough to never work again) but I will continue working, or i'd get bored.

My plan is to continue til about 40, then Ill have way more money than I need, and I can take up something interesting and expensive like diving without worrying about paying for it.

Do you have a wife and kids? I'm guessing no.

I have a wife, no kids. The wife is my main expense, lol

I would surmise that both of you are adding income to this plan, no? And, maybe her need to spend is higher than yours? Well, anyhow if both are on board for the plan, then you need to account for whether there is going to be future satisfaction with the planned spending and savings .. and then are there plans for kids and what about accidents? I mean unplanned for kids?