Quote from: pusle on May 28, 2012, 07:25:01 AM

yes you're right. So the term "CCR" is incorrect when used for an account like this.
This method does let the customer choose the level of risk vs payback. A sliding scale between a storage/safekeeping and investment/returns.

Hehe, but how is this implemented? When push comes to shove, the customers with lower risk level get their funds back first?

Quote from: pusle on May 28, 2012, 07:25:01 AM

It would be up to the bank what they keep in reserve to pay out the full amount on withdrawal.

Perhaps if all the accounts with corresponding bitcoin addresses was published a real CCR monitor system could be designed?

What's the aim again here? You want to make auditable that banks keep the promised reserve ratio? Per account? I'm unsure I get the idea. Kinda confused, probably too much sun today Wink