I believe Candystripes in all this...I've done several loans with him and it's been a smooth transaction every time.
He was lending .03 to a junior member.
Most lenders will not lend anything to a junior member period (most will ask for much smaller loans).
I guess most people can make their own conclusions about this
I gave him 0.03 because he typed and acted like an adult from the start. I am smart enough to know who to loan to, and who not to. He also showed proof of BTC coming in 3 days, etc.
Just because he has proof that money is going his way does not mean that he will give it to you once he receives it.
Also if you are lending based on his ability to speak english then you are likely violating fair lending laws as people who have a national origin other then the US tend to not be able to speak english very well. In other words you are discriminating against people because of their national origin.