Quote from: hypostatization on November 27, 2014, 08:59:59 PM

Quote from: ParabellumLite on November 27, 2014, 07:41:57 PM

Quote from: giszmo on November 27, 2014, 07:37:19 PM

crypto coin tables gets a regular visit from me and today i noticed how ripple is doing totally exceptionally well. so well that i start wondering if there might actually be anything in terms of merchant adoption. is there a coinmap.org for ripple? is there a list of accepting merchants available somewhere? is there some hint on the number of users like the blockchain.info/wallet?

The only thing there is out now is simply people buying XRP and holding them. Merchant adoption is not here, nor is merchant adoption present in any significant way in Bitcoin. Investors took a look at the Ripple fundamentals and concluded that it indeed is undervalued.

Ripple, by design, does not require direct merchant adoption.

Smarty Cash and Shift Payments are card services integrated with Ripple, allowing users to use Ripple network funds to make merchant payments. As Ripple is a platform of many currencies, users are not restricted to XRP for funding accounts.

SmartyCash can be loaded with any currency, for example, and is therefore of equal value to users of Bitcoin or other cryptocurrencies. Ripple handles IOU conversion at the time of transferring funds card reloading. Crosscurrency payments in action.

XRP is used in the background to help make it all happen, but can for the most part be ignored by end users.

I am happy to see XRP rise in value, but fixation on XRP misses the point of Ripple

Of course: I'm not denying that Ripple is much more than simply 'XRP'. Only the fixation is on the price itself at the moment, as 'Ripple' to the average Bitcoiner equals 'XRP'. But it indeed is much more complicated than that.