Quote from: Vod on December 10, 2014, 05:56:16 PM

I would never claim to be tactful. I just call it as it is.

Impossible, If you can not prove a fact then you can call it as it is. You can call it like you see it. Basic principles of science theory VS law.

Value is what somebody believes it to be worth, your not the decider of value as much as you would like to be.

So let me point this out in the most polite way possible.

Your theory is that I will not pay it back, because you believe it is not worth much. (non-provable)

The fact is it has been appraised by 2 different outside source for more then what I have asked. (Provable)

So now lets let someone decide if they feel my collateral is of enough value to them.

I understand what you do hear on the lending forum and I am thankful you do it. But sometimes you honestly do take it a bit to far. You said your piece not let other decide if the loan is for them or not.