I certainly wouldn't disregard loan taking from my perspective as it has helped me many times more than I could ever imagine. As long as the interest added by the organization isn't dubious, then it's a yes for me. Loan taking is meant to be spent wisely and not lavishly.

BNB has proven to be a good coin with strong fundamental backings, so yeah, you can as well add BNB to it. However,  I will also suggest you engage in stake/farming as it's one of the best ideals to gain a lot of profit rather than just having them idle in your portfolio.

Any crypto ban is a mere joke at this point as it has lived to surpass every criticism raised upon its existence. It is just another crystal proof that crypto as we know it is of the essence like time.

One of the best ways for a student to save for future fortune is by going through investment, as an investment generates more profits. But it could be a little hard for someone who is not getting finances from family or relatives and that makes me a 0erfect example. As much as I love to invest, I find it difficult based on what I expressed above.

The plain truth is that developers are wary of launching projects while the season is I'm the downtrend as it might crumble whatever ideas they planned to survive in the sector. The same investors that FOMO is the same ones that panic to sell off to clear their conscience in case it was a rugpull.

Of course, there are not much of options other than to chill till when Bitcoin's upswing as it remains the key to every other coin that ever exists. And I believe that is happening already it has started showing good momentum for months now.

In a situation like this, I mean with the time frame projected, it's better you just go for Bitcoin mate. It is extremely cheap in the market compared to his ATH. Go ahead and bundle some and add up while you still can.

Elon is a business mogul, his existence in the business sector is not something that just started yesterday. A few times we've seen this man's assets decline but always come back stronger in an unexpected way without a single blink. Indeed a strong man in the game.

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Even Satoshi that built bitcoin chooses to be anonymous, I do not catch a glimpse of why these influencers choose to reveal their identity and all, well maybe it's just a way of showing off. I know the exchange owner's case could be different as the identity revealing is part of their selling point. But how I'm earth would someone have it all in just one coin, that's just way too dumb though.

Staking coins could be good, especially the likes of altcoins that come with a good profit of APR/APY. Stable coins wouldn't generate for you more profit but it's all an add-up compared to just having your coins stored im a cold wallet and expecting it to dance to bull run tunes.

The vast majority of people I've taken the time to teach crypto still believe in banks and do not worry about inflation or how their money is being controlled centrally by the government and they do not trust bitcoin even after giving them extensive coaching about what digital currency entails. Despite all the controversies surrounding it, they pay a deaf ear.

I don't know who need to hear this, whatever retirement plan you have will never be sufficient for you and your family if you don't venture into investing with it. There's this Singaporean friend who tendered a resignation letter at his company and started crypto on a full scale, now he's living the best part of his life.

In my third-world country I reside, it wasn't as harsh as it was in some other parts of the world, though we were in lockdown for self-quarantine, but im afraid to say here that all that was just an opportunity for the selfish good for nothing government to embezzle money.

Old strategies don't always 100% gets old as they will be reckoned with and be needed someday. So the fact that you mastered a good strategy working perfectly with the older ones you're tactically skilled shouldn't make one forget it completely.

There's no money scarcity throughout every inch of the world, just some nations experiencing this. So the fact that you're experiencing this doesn't necessarily mean other parts of the world are affected too. And talking of crises, yes there are, and the war in Ukraine is a perfect example to mention a few.

This seems to me like a good idea but not everybody can be consistent and disciplined in achieving this, not even me. The best I could do is every month and I also do find it difficult to be stable in it due to responsibilities and all. My life could be stressful but I still see bitcoin as my escape plan from these hard times.

Zynswap happened to be a prominent project I have been following for the past two years now, so I wouldn't want to miss out on its airdrop reward like I did miss out on Arbitrum. An awesome thanks to you OP

I will start by saying that's wise of you for having part of your wealth stored in bitcoin and also for choosing the cold storage wallet as exchanges could be messy at any given time. But nobody can be double sure of how much you would be needed for retirement, so gather up as much as you can and play your retirement well.

I think keeping funds in the bank is quite safe to some extent but be rest assured you're not getting any interest from the centralized institute neither is the money generating a profit by saving it up there. So in my own opinion, keep the little you can with them and have the rest of your wealth saved in the decentralized system.

Bitcoin hold the keys to all these altcoins, whenever bull or bear cycle wanted to happen, Bitcoin reacts first and these altcoins act upon its reaction. This is why investors/traders focus more on the response of bitcoin to the market.