In my opinion, investing in meme coin is worth it if you invest in the short term (taking the opportunity to make a profit), so when meme coin that you invest is hype and the price is increasing very high, then that is the right time for you to sell it and take profit, because in my opinion meme coin is not very suitable as a long-term investment (the risk is very high).

both are very good, but if you ask me to choose one of DOT or MATIC, then of course I will definitely prefer MATIC, because
1. I think MATIC is more popular than DOT
2. many projects use MATIC than DOT
3. In my opinion, MATIC transaction speed is better than DOT
therefore I prefer MATIC rather than DOT at this time.

there are many altcoin circulating on coinmarketcap and of course not all of the existing altcoin are very good, so we really have to choose carefully before investing in altcoin and the things you should pay attention to are,
1. the project has a good progress
2. the project complies with the roadmap and whitepaper
3. the team is always active in providing information about the project,

then altcoin that I recommend for you to invest in right now is, 1. UMB
2. RON
3. TIA
because I'm sure that when the next bullrun occurs, then the price will definitely increase very high and give you a lot of profit, but I still advise you to "DYOR".

meme coin is indeed a hype at the moment and has the potential to give us a big profits, it's just that investing in meme coin has a big risk and of course in my opinion meme coin is not really suitable as a long-term investment, therefore my advice is that you better not invest in meme coin for the long term and never be greedy if you invest in meme coin, so if you have made a profit from investing in meme coin, then you must immediately take the profit or you will lose the opportunity to make a profit from investing in meme coin and instead you will lose your money.

bank in your country are very great, because they can provide profits of 8-10% per year, because bank in my country can only give me a maximum profit of 6-7% per year and before tax is deducted (maybe 5-6% net), then from that I am more interested to investing in cryptocurrency, because it can provide bigger profits than me saving my money in the bank, it's just that the risk of investing in cryptocurrency is very high compared to me saving my money in the bank, but I'm ready for the risk and I also only invest in Bitcoin for long term investment (I invest in altcoin only for short term investment, sell them when I get a profit), so I can minimize the risk of me investing in cryptocurrency and I believe Bitcoin is a very good investment for the long term and can gives me a bigger profits than if I kept my money in the bank.

I suggest you to invest in,
1. BLZ
2. ARPA
3. BLOK
4. UMB
5. ECLD
I'm sure that when the next bull run comes, then of course the price of altcoin that I recommend will definitely increase very high and give you a profit of at least 6x from the current capital if you buy it now, so don't miss the opportunity to invest in these altcoin at this time to get a lot of profit, but I still advise you to DYOR.

as long as altcoin that you invest is still has progress and active, then of course is still worth it to invest, so of course GALA is still worth it to invest, because the project of GALA is still active and there are still many investors who invest in GALA, so I'm sure the price of GALA still has the opportunity to increase very high and give you profits in the future.

investing before Bitcoin halving is the right time to invest in cryptocurrency, because the price is still cheap and the bullrun has not happened, so we still have the opportunity to invest in cryptocurrency at a cheap price, therefore now is the right time to invest in cryptocurrency, so when Bitcoin halving occurs and the bull run comes, then you will get a big profit from investing in cryptocurrency now.

in my opinion the hidden gem is UMB and many people don't know or invest in UMB, so now is the right time to invest in UMB, because UMB has a good partners and great project, so the price of UMB will definitely increase very high and give me a big profit, because I am sure that in the future UMB will definitely enter the top 100 on coinmarketcap, therefore I always DCA UMB every month or when the price is corrected.

UMB is my choice, because I think UMB has a good potential in the future and currently UMB is still ranked 1033 on coinmarketcap, so when UMB enters the top 500 on coinmarketcap, then of course the price of UMB can increase very high and give me a big profits, so of course just by investing in UMB now, I can have the opportunity to become rich in the future, that's why I always DCA UMB every month and hold until the next bull run comes.

an altcoin that is not yet in the top 500, because it has the potential to make my $500 into $5k or even $50k, but of course the risk is definitely big (high risk, high profit) and altcoin that I recommend is UMB, because I see this project as a hidden gem, so when the right time comes, then the price will definitely increase very high, so of course UMB has a good potential to be used as a long-term investment and can make me rich, but if you want to invest in UMB, then I still advise you to DYOR before investing in UMB.

don't expect too much, because a project that has failed will be difficult to recovery, so my advice is just to take advantage of the moment to get a profit and don't invest in USTC for the long term, because I would never want to invest in USTC again, but if you really want to invest in USTC and hope the price can return to $1 again, then that is your right, but I only recommend you not to invest all your money in USTC (I recommend you to invest under 10% from your portfolio).

I agree with you, that solid altcoin also have risks, so not only new altcoin, but old altcoin are also at risk, so in my opinion all altcoin have the same risk, therefore if you want to invest in cryptocurrency for the long term, then Bitcoin is the right choice, because all altcoin prices depend on the price of Bitcoin (Bitcoin is the king of cryptocurrency).

what I'm doing now is continuing to do DCA every month, because I'm sure the next bullrun will definitely be very big, so the price of cryptocurrency that I invest will increase very high and can give me a lot of profit, therefore this is an opportunity to do DCA before the next bullrun comes, so when the next bullrun happens, then I will definitely get a big profit.

for now I am holding two meme coin, which I am sure that during the bullrun the price will definitely increase very high and give me a lot of profit, because meme coin that I invested in is a very hype and many investors are investing in this meme coin, meme coin that I invested are MEME (9GAG) and DOGE.

I recommend UMB, because UMB has a good partners and a great team, besides that UMB is still ranked in the top 1000 on coinmarketcap, so I have the opportunity to get a big profit from investing in UMB, moreover I am sure that UMB can be in position in the top 500 on coinmarketcap in the future, so the price of UMB will definitely increase very high.

meme coin is indeed a hype at the moment and has the potential to give us a big profits, it's just that investing in meme coin has a big risk and of course in my opinion meme coin is not really suitable as a long-term investment, therefore my advice is that you better not invest in meme coin for the long term and never be greedy if you invest in meme coin, so if you have made a profit from investing in meme coin, then you must immediately take the profit or you will lose the opportunity to make a profit from investing in meme coin and instead you will lose your money.

bank in your country are very great, because they can provide profits of 8-10% per year, because bank in my country can only give me a maximum profit of 6-7% per year and before tax is deducted (maybe 5-6% net), then from that I am more interested to investing in cryptocurrency, because it can provide bigger profits than me saving my money in the bank, it's just that the risk of investing in cryptocurrency is very high compared to me saving my money in the bank, but I'm ready for the risk and I also only invest in Bitcoin for long term investment (I invest in altcoin only for short term investment, sell them when I get a profit), so I can minimize the risk of me investing in cryptocurrency and I believe Bitcoin is a very good investment for the long term and can gives me a bigger profits than if I kept my money in the bank.

all altcoin have the right for the price to increase very high, especially Dogecoin is an old altcoin and very hyped, so it is natural that the price of Dogecoin increases very high, then of course this is also a good sign for cryptocurrency, because one of the factors causing the increase in the price of Dogecoin is Elon Musk, so this indicates that many rich people are starting to know about cryptocurrency, so of course this is a good step for cryptocurrency in the future.

I suggest you to invest in,
1. BLZ
2. ARPA
3. BLOK
4. UMB
5. ECLD
I'm sure that when the next bull run comes, then of course the price of altcoin that I recommend will definitely increase very high and give you a profit of at least 6x from the current capital if you buy it now, so don't miss the opportunity to invest in these altcoin at this time to get a lot of profit, but I still advise you to DYOR.