yes it is also increasing here in the philippines. Honestly, it is very difficult to budget your money, especially when you know that there is not enough because the prices will increase so much.
I think the price of rice here increases almost every day, but you can't do anything because you're just an ordinary person whose salary is only at the minimum. But I somehow manage to survive every day, maybe because of the extra work, so I also save a little money somehow

In this day and age, I think you really need to work hard if you want to survive because I think the prices that have increased will not go down, but I hope not

For me, being successful is different from being an addict.
Because the successful ones, I think they really put in the time, patience and effort for it and they really know how to control the finances and themselves, they are just too good and professional because they must have studied how to play it so that the money they invest is not wasted.

We know that gambling is not a job because it is too risky but some people make it a job and sometimes even take out loans just to have gambling and there are also those who spend the family's money just to have gambling and that is what I can call an addict, the one who doesn't have self control.

Of course, you should be really careful when playing gambling. Because it is also difficult to earn money nowadays so you should be careful especially if you gamble it. I see a lot of people who just bet, they don't think properly, as if they don't have a plan.
You should have a budget of how much should be spent on gambling and how much should be saved. You also know when to stop gambling when you've lost so that the money doesn't go to waste. It's not just a random bet.
Set limitations for yourself

I must have learned to gamble when I was in high school. I just remembered that I was very addicted to gambling because I always won at that time. The bets were small because I was still in high school, but for me at that time it was a big deal. But of course you don't always win at gambling. That's where I learned to steal money from my parents just to gamble and my parents found out about it so they scolded me and told me that gambling is bad for children. I don't remember the others but when I was scolded that's when I stopped gambling.

It's fun and exciting, but it has bad effects when you get addicted to gambling, but of course I was still young then, now I can control myself.

Yes, blocking adds and gambling sites can help, but I think it's too easy to open it again if you want to play again, right? Yes, it can help, but it's still not that strong, especially if you can't control yourself.
I know that it is not that easy to stop or quit gambling, especially if you have been playing it for several years.
But if you think your gambling is having a bad effect on you or your family, I think you need to find a new hobby. You can do that as long as you have a strong desire to stop it and you can control yourself. Besides, you are not alone, your family and friends are there to help and guide you. just believe in yourself that you can do it.

Oo naman, hindi talaga ipagkalat ang email address. Lalo na yung mga spam message tapos may mga click bait. Dapat maging maingat lalo na kung isa lang ang email mo at nandun lahat ng mga importante sayo.
Sobrang dami na hacker ngayon, ginagawa nila lahat para lang makahack, scam, etc.

Hindi rin naman masama na magplay safe ka, gawa ka ng isang account for gaming or something else para hindi sila nakahalo sa private account mo. 

To be honest, I have never tried that, the one where you borrow money just to gamble.
No matter where we look from the very beginning, you will lose immediately because we know that you need to pay with interest. How can it be if what you owe has also been used up, you will only sink further into debt. I  think that those who reach this level are too addicted to gambling and can't think straight so a person can do this. But there are also people, even if they gamble from debt, they are still able to pay it off and there is no problem as long as you pay back what you borrowed even if you lose gambling or anywhere else it doesn't matter.

you can't really avoid spending too much, especially if you're extravagant. But if you can discipline yourself and control yourself, I think it's easy for you to save here. Set a budget for the month you will spend and then save the excess, but of course you also need to save for emergencies so you don't touch your savings.

I know it's very difficult, especially controlling yourself to not spend. But I think that if you do it, you will get used to it and it will be easy for you. Just don't be hard on yourself

Maybe they are hiding it because they know their family doesn't agree with it?
We know that many of us are in this situation, the family doesn't know about your gambling because you know that they will be angry with you. I can say this because I also know someone, because he is so addicted to gambling, he even used his family's money and he bet on his car just to get back what he lost. Of course his wife was so angry with him and he kicked him out and even his children were also angry with what he did.

Don't destroy your family just for a gambling hobby because it's not worth it. If that kind of hobby is not okay with your family, there are many others out there. If you are also having trouble stopping and that you are addicted, you can tell your family so they can help you. You have a family you can reach out to, you are not alone. Just tell them your problem so they can support you.

Losing in gambling are normal bro.
I also lose more than I win but I am not bored with it because it's fun and yeah, I can control myself even I lose always. Maybe put some limitation or have a budget always when you're playing so you can control yourself.
If you really bored with gambling maybe it's time for you to find some another habit or activities other than gambling. Why? Because you're not having fun anymore and you lose your money always. It's not healthy for you too

We have bad day ang lucky day.
If you lose always that time, it's not your day. Maybe get some rest  with gambling and try again tomorrow. Always Don't forget to put a budget so you know how much you loss

Oo naman, hindi talaga dapat basta basta pumasok sa crypto ng wala kang alam.
May isa akong kaibigan na  nag invest sa isang project at ayun wala siyang napala or nabawi kahit piso sa ginastos niya. Ang mali niya hindi niya nisearch yung project na yun ng maayos, basta nakita niya lang sa social media at na enganyo dahil nga sa sobrang hype ng project na yun that time. Nagpadala lang sa hype ng isang project.

Pansin ko lang sa iba na tamad sila magbasa basa ng mga documents etc. Basta makasearch lang sa youtube, tiktok or iba pang social media okay na. Wag sana kayo tamarin kapag papasok kayo sa crypto, need niyo talaga dito ay extra effort pag dating sa pagreresearch. Wag masyadong magmadali kung alam niyong kulang pa kayo sa  kaalamanan pag dating sa crypto.

Well that's a good suggestion right there.
If you really want to quit or stop online gambling you should control yourself first, because we know that no matter how many casino adds you block if you really can't control yourself you can easily unblock it if you have internet and wanna play right? Because addiction is really hard to resist if you're not really committed with your goals about quitting. Maybe tell to your family that you have a problem with gambling and you can't stop it. Tell to your friends too so they can help you out, remember you're not alone. You have family and friends right there.
Find another habit is a good idea also .

Sa tingin ko hindi nila alam paano uumpisahan at natatakot sila mascam
Karamihan kasi sa pilipino gusto nila pasukin ang crypto kaso nangangamba na baka malugi, mawala yung pera etc. Dahil mahina yung loob ng iba na sumubok sa isang bagay na di pa nila natatry. May mga ganitng tao rin talaga, hindi rin natin sila masisisi dahil nga talamak din talaga ang mga scammer ngayon. Yung iba naman kulang sa knowledge pag dating sa crypto. Tsaka alam naman natin na yung ibang pilipino na kesa masayang yung pera nila, ibibili na lang nila para sa pamilya nila dahil karamihan sa atin ganito yung mindset.

Wala naman dapat ikabahala pag gusto mo talaga pasukin ang crypto, need mo lang talaga maglaan ng oras para magsearch ng magsearch. Hindi yung sa mga tiktok at youtube lang, magbasa rin ng mga documents, project etc. Kailangan mo talaga mag extra effort dito kung papasukin mo ang crypto para sa kapakanan mo rin.

Kung titingnan mo, para sakin mas okay na mag IT or computer science na lang itatake mo kung itong course na to is 4 years din.
Kasi sa totoo lang mas malawak nga ito at may option ka pa, hindi lang yung nakastick ka lang sa block chain. Para lang sakin mas worth yung IT and computer science.

Pero kung hindi naman ito 4 years course at sure naman siguro na mga expert yung prof. sa papasukin mo na school. Goods naman ito kasi malay mo may mga alam sila na hindi mo pa subok o nalalaman. Tsaka AMA school ito so mga competitive ito dahil nga focused yung AMA sa mga Technology etc.

I think you're right. Some people always lose in gambling because they don't have plan. just play, play, bet, bet. If they lose, bet twice
so they can take back what they lost and then after that the money will be gone so fast. Because Winning in gambling is instant and of course you be will lose quickly too. I know gambling it's very easy to win or get money but you should know how to control yourself, control your emotions.

Mindset is very important and powerful when it comes to gambling don't be too greedy
and think wisely and carefully. Always set limitation for yourself

You have a very good point. During the pandemic, we lost a quite big amount of money for the reason that we bet them somewhere our friends recommended. They told us about how successful they were and the massive amount of money that they were able to accumulate. I know that we should have done our own in depth research but I guess we were swept away by their stories since we are really good friends and I've known them since forever. I trust them so we went along. It's charge to experience and we did not blame them for anything since it's also our own fault. Now that I think about it, you're right that one's friends, especially the very close ones, have a strong influence on our gambling habits and decisions.

I hope the people who are feeling peer pressure right now realize that it's okay to take the road less taken (if your friends are hyping you up to gamble alongside them), and that you'll find joy when you discover something that you truly like instead of going along with the flow. How good would it be if you'd be the one to tell a different success story, right?

I'm surprised to hear that this research found work-from-home workers to be less productive. When I used to work onsite, I saw that employees take their sweet time in everything and clock out on the dot because they'll have to travel back home. I guess it's also because of the distractions at home vs when they're onsite and everything they see is work-related.

My boss in my previous job feared that people who are working from home will just do the bare minimum and still get the same amount of salary. He then required all of the work-from-home employees to submit a daily report of their activities so that he'll be able to check if they did enough work. I think this is a massive failure because there are people who's quick in getting the job done so they'd do everything for 2-3 hours and just chill out for the rest.

My current boss treats us like freelancers in the sense that he lets us own projects. I do think that this method is more effective, as it makes the employees more productive, enhances leadership skill, and boosts morale. Output-based is definitely better.

I am in Southeast Asia and I think our countries have the same model when it comes to taxes. Employees who are working for registered companies here do not have a choice but to pay their taxes, as it has already been deducted from their salary before they even receive it. Then, when you buy anything, you'll have to pay for VAT again. You also have to pay taxes for your assets.

I guess freelancers can easily avoid paying income taxes. When my friend left her regular job and opted to work remotely for an international company based in the US, she received the full amount of her salary (without tax deductions). It's now up to her if she will file her taxes or she can just not declare it. Legally speaking, she has to do it because it'll be a crime if she doesn't, but she can also easily avoid paying since the company is not a registered entity here in our country. This may be a good example of how one is able to avoid paying taxes.

If you're feeling wronged due to the amount of taxes that the government is taking from you, your feeling is valid. It can really be frustrating. However, you must think long term. In our case, it'll also be us who'll suffer in the future if we don't file our taxes accordingly. The Certification for Income Tax Withheld comes a long way because it is a requirement for a lot of things - when you want to get a VISA, when you want to apply for a bank loan, when you want to get a new house, or even for a phone plan.

I won't say that you're a bad person if you manage to avoid your taxes, but it'll have a bad implication for you in the future.

Indeed! I understand the idea why western education are being adapted and encouraged, it's because of globalization. Of course, our world is fast-evolving and we need to keep pace with it, and western education allows us to attain this by being globally competitive. But on what expense? to turned from our own culture? But I think we can still resolve this issue if the educational sector would provide a curriculum where they include indigenous education, with this we can still preserve and flourish our cultural heritage and at the same time, developed as a country and be competitive globally.

I'm actually surprised to see tiktok enter the top 10, but then I realized how influential this app and the growth it has made throughout the years. I am also surprised that there are no fashion brands in the top 10 like Nike and Louis Vuitton. But the others are not surprising at all, microsoft, apple, amazon, and google dominates the market since then.