It is an asset whose value increases over time due to limited supply while demand increases due to growing population.
The same thing with Bitcoin, it's limited supply and the demand increases due to decentralization and the safety of the asset.
It is also the only asset that can generate passive income through rentals, something neither gold nor bitcoin can do.
You can lend to anyone and you can generate passive income with Bitcoin.
You: "Lend Bitcoin has a risk"
So do property, is there no risk for renting your property? your tenant can destroy your property.
Therefore, increasing income and reducing expenses, avoiding waste should be the first priority, because we cannot invest in bitcoin without money. Or how can we become rich by investing just a small amount of money in bitcoin?
People aren't stupid for not understand the basic thing.
If raising income and reducing expense is easy, no one will complain about the struggle of life.