Bank normally is supposed to help people whenever they are in need of cash but nowadays reverse is the case, I don't know if I will say it is because of the government and currently bank charges is becoming something else, whether you do transaction or not they will charge you. Below is the reason I prefer saving in exchange to Bank
Access and liberty: money saved in exchange is very accessible provided you have your internet connection and you can transact anytime, any day, any hour if you wish to unlike Bank that sometimes will deprive customer from making use of their own money because of maintenance and some careless network issues, yes nothing is wrong with maintenance but it should be done in a way it won't affect customers and to be honest I feel relaxed and free whenever my money is in exchange because it very hard to get my seed phrase, pass key and the rest of them unlike Bank that someone can just penetrate without Bank sending you an OTP.
I can remember the last time I had little issue with bank and I was in need of that money, omor I nearly mad because they were frustrating me knowing fully well that I'm the owner of the account. The crypto space has been a blessing I mean it is always available and reliable.
This is really a bad thing. Because many times we need some money very quickly, then if there is any problem in the bank account, then it is really a bad thing. If the bank could have solved my account problem in some time, it would have been fine. But when it was known that there was a problem in my account, after 2 to 3 days, my account was able to solve its problem.
To deal with this problem, I saw one of my friends that he used to keep money in the bank account, along with keeping money with himself and he kept Bitcoin. So that he could withdraw his money very easily. If he invested in Bitcoin, it was very risky for him, but he kept it for a long time. Because when there was any problem in his account and he really needed his money, he would sell his holdings and withdraw the money.