Do you think that now is the right time to buy cryptos? Frankly, I'm afraid to do it now. Stellar is one of the few that I would venture to invest in, but I fear that the price will fall even more. Many people give good reviews to XLM - https://revain.org/projects/stellar. I tend to believe the majority opinion. All people can’t be wrong right away, right? I am in no hurry to buy Stellar right now and waiting for the right moment. I have an assumption that bear trend will not end soon. I hope I get a good price.

I have never used mycelium, but I have experience using exodus. I can say that this is a fairly convenient and reliable wallet. In principle, most other people also respond positively to exodus. https://revain.org/wallets/exodus - but here you can see some negative reviews. This does not surprise me at all. People always have different opinions. I believe that these wallets are reliable to a certain extent. But if possible, then I would rather choose a hard wallet. All the same, at the moment, this is one of the best ways to save your money. You may have only few crypto, but who knows how much they will cost in the future.

You correctly noticed that the country of residence matters. Each country has its own characteristics and this affects the choice of the exchange's user. The list of exchanges offered by you is good and popular. It seems to me that it is not very reasonable to look for one single and correct exchanger. You must proceed from your capabilities and wishes. There is no single right solution to this. I read reviews and see everyone praising their exchange that they use. I would recommend first of all to make your own choice. But for this you need to have experience. The easiest way is to use someone else's experience. For example, read reviews of other people and on the basis of this form your own opinion that is beneficial for you. To do this, you can use the sites: https://www.trustpilot.com/review/exmo.com or https://revain.org/exchanges/exmo. Exmo is indicated in the example, but you can choose any other. I do not think exmo is the best, only occasionally I use it.

You are absolutely correct in saying that you need to read the terms and conditions before using the exchange. This applies to any exchanges. Bitmart is no exception. I dont t consider KYC to be bad, but users should know that verification of KYC on the exchange is required and independently decide whether to use this platform. It would be nice if you say whether there is information on KYC in the agreement of Bitmart? Any confirmed info will need to be added to https://revain.org/exchanges/bitmart.

How about a Bitstamp? Bitstamp is a British cryptocurrency exchange, isn't it? So this should support Faster Payments scheme in the UK. I am not a citizen of UK, therefore, I can not share my personal experience. But you can read the reviews about this cryptocurrency exchange https://revain.org/exchanges/bitstamp. I hope you find the answer to your question.

Very strange. No one but you complained about this. You can check here: https://revain.org/exchanges/bittrex . Bittrex has more positive reviews and in general, a good reputation. So I think in your case, the problem comes from your ISP or your PC.

Have you tried to find the answer to your question in the reviews about Bittrex Exchange? For example, https://www.trustpilot.com/review/bittrex.com. Or here - https://revain.org/exchanges/bittrex. Or you can search for more others. Some authors leave very detailed answers and maybe you will find your answear among them. I hope you succeed.