Bank will become obsolete sooner or later. There are so many alternatives right now that are faster, cheaper and less expensive. People will get familiar with them and switch from Banks to financial service providers. Whether that will be crypto we'll have to wait and see

the only thing about airdrops is that many people are involved in this. By definition therefore you usually won't get a big portion of the overall distribution (the more users sign up for the airdrop the less coins you will receive). This kind of sucks, but is by no means something that is not profitable. Even a couple of hundred dollars can multiply by a lot if the project will get ground and more people invest in it. Just try to look for good projects and you should be fine.

it's fear basically, all these governments are afraid that BTC will take over and no one will trade their useless FIAT printed money. It kinda makes sense for regulators to be afraid with it, because they use money to basically adjust the economy, they can print more money and bring more cash to circulation to adjust inflation/deflation, and with Bitcoin they don't have these kind of options, because Bitcoin is decentralized and generally can't be adjusted (the supply is limited). There is a good chance that governments will issue their own cryptocurrencies, but adopting BTC is something that we will never happen, maybe they will legalize it but it will never replace the government issued money (most likely it will just change form, it will become digital money/crypto coin - but still controlled by the government).

if I would have a penny for everytime some said that Bitcoin will collapse or that Bitcoin is dead I'd be richer than satoshi right now. Everyone is making these claims from the average consumer to the biggest banker in the world and the most renowed financial institution, but they have all been proved wrong until now. When some days BTC is going down 30% people are like "see, I told you" only to wait until a couple of weeks pass and the price doubles again. It's been like that since the last nine years and I'm not sure why people believe it will change anytime soon. Bitcoin is obviously here to stay and saying that it will collapse doesn't change anything. It has already proved to be resilient and that's the most important characteristic of any valuable exchangeble coin.

It's usually the team behind the coin that makes something valuable. The coin itself doesn't matter but what matters is mostly what it represents. What it have to represent is an idea that will have real impact in the future. There are so many projects out there that are doing exactly that, they are not offering anything substantial or of value to future customers. They are jus tlooking to make a quick profit in the booming market and many of them manage to do so, which attracts other people to do just the same. It's a never ending circle which is why we see so many horrible and useless coins circulating. At some point they will all collapse and only the strong coins will remain. These will always be the one's that had a vision and actually impemented steps in order to realize it.

December is gonna be sick! I'm telling ya. It's usually the case that when the year closes you see some sort of dramatic changes in the market. There are many projects that are being launched in December to start with (the so called ICO's) and many of the investors that will want to put money into them will have to buy ETH or BTC (depending what the project accepts). This will definitely drive up prices. The main reason the prices will go up though is because we expect some fantastic developments in both Bitcoin and Ethereum, which combined basically dominate the entire crypto market. BTC will start trading a future contrast, which is huge (because ETH will follow in 2018 as well) and ETH is starting to implement their protocol updates which will make the entire network way more attractive than it already is.

Regarding the coin you've listed:

Icn (High potential to increase in near future)
Adx (Price is low from ico but price will increase soon)
Vsl  (Profitable)
Eth  (Best option to invest for long term)
Ae (not on exchange yet)

I would totally agree with you on the ETH part, to be honest most of the other coins I don't even know, but Ethereum is by far the best long-term investment. Just think of all the potential it has, it will be the main network for decentralized applications. There might not be any used at the moment, but at some point we'll be seeing people willing to use them because they will offer real value that will benefit many. And in order for these people to use these applications they'll have to buy GAS, and that will be done by buying ETH. And that's not all, when Ethereum goes to PoS everyone that will have Ether will be able to validate transactions (unlike mining) and earn a steady passive income, how awesome is that?

it will be a major step towards bringing the entire crypto field up to new standards. The implications will be huge, I even think that this might be the time when the flipping will happen (when ETH will surpass BTC in market capitalization), it's inevitable and will sooner or later happen, the question is when. PoS will definitely have a huge effect on the price and fact is that more and more people will want to buy ETH in the future in order to be able to stack their coins and confirm transactions, once they can do that they can earn passive income which is quite sweet (depending on your stake). ETH change to PoS will be one of the most amazing things witnesses in the blockchain sector, mark my words, ETH will be number one at some point.

how did you miss Zcash? Have you never heard of it?

Monero
Deeponion
Spectrecoin
Nav
Pivx

your list doesn't include it and it's one of the best one's out there, probably the best solution to making networks and transactions private. Their solution compared to all the rest is much more advanced and their concepts are already applied to various other blockchains. There are even financial institutions that adopt their approach in order to offer customers privacy. It's really big and the core team has been doing very well developing that solutions. It perplexes me as to why Monero is valued higher than Zcash considering that the solution that the second option offers is much more advanced, I hope we are able to start talking about the concepts more openly and decide as to why a solution is better than another. Monero has just the good publicity which is what carries it along, but the solution that Zcash offers is by far superior.

we all have to be aware about such potential scams. There are so many who don't have a descent browser (or updated one) or an antivirus that can detect such things. And we even have the social hacking with people sending personal messages trying to rip off noobs and unsuspecting users. Even an experienced tech guy might get fooled once or twice, so it's naive to say that users are protected from these kind of attacks. And unfortunately that will only become more prominent as time passes by, more and more new users will join the network and they will all be prone to such attacks. It's something that will definitely keep on going on because there are people who seriously benefit from being dishonest and tricking anyone they come across.

the coins is absolute carbage, tell me some reasons why you would think that doge has a future. What does it offer that other thousands of cryptocurrencies who transfer value don't? It's just a lol coin and was never meant to be taken seriously, that how it started and that's how it will die. The only people who keep it is for nostalgia and keep the "fun" in the crypto and the "lols" but if you want a serious investment don't go for it. If Vitalik has it or some other developer with fat cash and stacks of other coins that are valued at million, then they can well afford to buy some dogecoins and potential losse everything (they are millionaires) but for the average investors I really don't see any good use-case to buy doge coin or future potential.

Both Bitcoin and Ethereum and good investment options. Bitcoin mainly because it is the first coin out there and has great popularity amongs most people. It's most likely to profit the most when the word about crypto goes to the mainsream. Even though many people know about BTC there are nearly not enough yet to who are owning it. That will probably change in the future and I expect the value to quadruple within a couple of years. Ethereum from the other hand is a good investment as well because it is the basis for decentralized applications, which are basically applications.. but decentralized (there are many benefits to that which I won't go in more detail here), the point is that it's something that will be used a lot in the future as well, and once people get involved with BTC they are likely to get involved in other crypto's as well, and ETH will be one of them.

yes, it's definitely one of the best investments you can make right now. You don't even have to trust me, just look at the numbers and you'll see that ETH is the second biggest Altcoins after BTC, and there is a good reason for that. The Ethereum network wants to establish a marketplace where everyone will be able to develop their own decentralized apps, which a lot of people are already doing, in that way, in order to run your application, you'll have to use Ethereum and it's gas unit which derives from ETH. Anyone in the future who will want to use one of these apps will have to buy ETH in order to pay for that gas, and that means that people will all of the sudden start buying that ETH, which will eventually increase the overal price and will increase your portfolio (if you're holding ETH).

My question would be why you expect ETC to go to 100, that's almost a 500% price appreciation, which is a lot. In order for a currency to appreciate that much, something really big has to happen. ETC is not a small cap coin that is trading on small exchanges, it's already worth billions and in order for its price to even more there needs to be several millions of dollars flowing in, something that is not happening because there is simply no reason for that to happen. Why would someone put his money to ETC and not ETH to start with, there is no real value offered to ETC other than it acts as a safety net in case something bad happens to ETH. As long as ETH will be up and running ETC will just be tailing back, and it might start going down because nothing significant has been delivered since the entire thing started. There are hardly any projects building on ETC.

Hi, please update my rank from Jr. Member to Member!

Signature updated!

I like NEO, but damn these guys are hyping non-stop, you always hear something else whether it's a partnership or anything similar to that. Yes, NEO has been innovating in many fields but the fact that they base all their price hikes to hype is not very good in my opinion. It might be justified because they have managed to get into the regulatory framework of China which is something quite dificult to accomplish, but once they manage to do that just think of the potential of the blockchain. Things will be completely different then and all of the sudden these cryptocurrencies will start being accepted by common investors and users. At the end of the day we'll see whether NEO will be priced as expected, which will depend on whether they are actually doing the things they are so much hyping about (promises).

you can think of Bitcoin as the first coin out there. It was basically the first coin that started using the blockchain, which is the technology that all coins on the crypto market are based on. Due to that, the fact that BTC has been the first, it has seen the biggest adoption from users and that's the reason why it has the highest dominance in the market. BTC is valued at about 120 billion at the moment and has about half the market share of all crypto's! That's quite something! Altcoins is anything else. Whenever you hear altcoin it's a coin that is not BTC essentially, since there can only be one Bitcoin and any other coin besides that is just an "alternative" or otherwise "Altcoin". Don't let that confuse you though, altcoins have just as much potential as BTC does and time will show that.

The wallet you will use really depends on what coins you would like to store. For example, not all wallets are storing or supporting the same coins. It's not uncommon that you will need a different wallet for each coin you own depending on what kind of coin it is and on what network it's operating. Most of the time if the coins are using a different blockchain it becomes difficult for wallet developers to integrate them into their wallets, that's why developers are very selective when choosing what coins to add to their wallet. Some wallets that I like personally is MEW or my ether wallet, which supports all kind of ERC20 tokens, which run on Ethereum, and what I like as well is Exodus, which supports various tokens including BTC. Have a look at both of them what coins they support, hopefully you'll find what you're looking for.

any exchange you will lose will charge you like 2-3 dollars just to deposit and withdraw your funds, so that's about six dollars in total, which means if you invest hundred dollars you already made a loss of 6% before you even started trading. That's quite big and that's the reason as well why you shouldn't invest such low amounts when trying to invest or trade. Trading always takes a bit more guts in order to make some profit, but the most simple thing you can do is to hold the coins you are interested in and decide not to trade at all. Many are getting rekt by trading and starting at low amounts such as 100, it's better if you're new and a noob (to learn) but eventually you'll end up putting more money without even noticing. You can try liqui.io, which is kinda cool and has a lot of coins and low fees.

some coins I really like which have not shown their full potential yet are:

1)TenX: it's one of the few projects that has an actual product which people are already using and it's the leader in that sector (debit payments directly through crypto's). There are other competitors out there as well, like TokenCard and Monaco, but non of them is as advanced and forward looking as TenX, in my opinion

2)XRP: XRP is an obvious player because they already have a huge network where the coins are already integrated. They are basically facilitating interbank transactions (which means that most of their clients are Banks) and that helps these banks reduce costs that are usually due to moving money even though they don't really have to

3)ETH: which is kinda obvious, but it's the most adopted smart contract network out there, which offers a great infrastructure to build any sort of decentralized apps. There are as well many updates coming that will make the network even more strong and that will ultimately drive up the price