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Board Bitcoin Discussion
Re: How Long Should You Hold Bitcoin for a Passive Income
by
Isay
on 10/09/2025, 10:32:17 UTC
Alternative and more realistic calculation:

Situation 2025: You have 1 BTC and want to have, each 4 years, the same amount in USD. The rest will be sold or spent as "passive income".

Price evolution:

Let's say that we hit a 140,000 ATH this year and have then new ATHs each 4 years with 70% of the previous cycle profit.

- 2025: 140,000 (100% profit compared to previous ATH of 69,000$)
- 2029 240.000 $ (70% previous ATH - 0.7 * 100%)
- 2033 360.000 $ (49% previous ATH - 0.7 * 70%)
- 2037 480.000 $ (34% previous ATH - 0.7 * 49%)
- 2041 600.000 $ (24% previous ATH - 0.7 * 34%)

We simplify greatly here: let's say 2025-28, 2029-32 etc. the price is exactly the same and then it jumps to the next level.

You then need the following amount of BTC to hold your USD value. The difference between your current holdings and the holdings at the "last level" is the payout you can afford without losing USD value:

- 2025-28: 1 BTC - no payout
- 2029-32: 0.58 BTC - payout; 0.42 BTC in 4 years, 0.105 BTC per year, ~0.009 BTC per month (2200$)
- 2033-36: 0.38 BTC - payout: 0.2 BTC in 4 years, 0.05 BTC per year, ~0.005 BTC per month (1700$)
- 2037-40: 0.29 BTC - payout: 0.09 BTC in 4 years, 0.0225 BTC per year, ~0.002 BTC per month (960$)
- 2041-44: 0.23 BTC - payout: 0.06 BTC in 4 years, 0.015 per year, ~0.0011 BTC per month (660$)

So you get the idea, right? With a shrinking volatility there is no stable passive income, instead the value you can afford to pay out gets lower and lower. Nevertheless the idea may not be that bad.

Even if it is as you drew it still does not change anything, yes, the price can grow much more slowly but it will still grow and in any case, due to the constant growth, you can make a profit by simply selling a small part of the bitcoin each time and not reducing the value in dollars or reducing it slightly but over a very long period of time.
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Board Bitcoin Discussion
Re: How Long Should You Hold Bitcoin for a Passive Income
by
Isay
on 09/09/2025, 20:08:41 UTC
This topic is dedicated to calculations and discussions on the strategy of holding Bitcoin to ensure long-term passive income.

Calculations like this are indeed interesting because they attempt to provide an overview of how 1 Bitcoin can be managed to become a source of long term income. However, it should be understood that models like this are highly dependent on assumptions about the future price of Bitcoin, which is inherently uncertain. I think it is healthier to maintain realistic expectations rather than relying entirely on projected figures. As i am doing now, i am accumulating Bitcoin using the DCA method with discretionary funds. I think this looks better and more realistic. In addition, i view Bitcoin not only as an investment asset but also as a form of protection against the decline in value of the assets we own. In this context, it helps ensure that the value of the money we have is not eroded by inflation and also provides an opportunity to profit from investment returns.


In fact, it is up to everyone to decide, I support your ability to accumulate and control the amount using DCA

But think about the fact that not everyone can do this, it is partly necessary to have a little knowledge of trading, personally I know how to trade and have a lot of experience, but I did not write about this because it will already be very tricky and difficult,

This option is also impossible to guarantee in the long term, I will even say more, it is generally unrealistic to somehow calculate,

With this calculation that I wrote, I included such things as the complexity of mining, halving and the minimum cost during mining to which bitcoin should not fall, I understand that this does not give a 100% guarantee that bitcoin will not do this,

But if this happens and the price falls below the minimum cost of mining, then the blockchain will stop due to the fact that all ASIC miners will turn off due to the fact that bitcoin will be cheaper to buy than to mine.

That's why I think that such a calculation, although crazy, can be counted on.
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Board Bitcoin Discussion
Re: How Long Should You Hold Bitcoin for a Passive Income
by
Isay
on 08/09/2025, 05:38:00 UTC
Looks like this is just for fun because you estimate that bitcoin will be trading at almost $1m in 10 years, which would be very difficult to achieve and I'll tell you why. In the last 10 years, so from 2015 -2025 bitcoin's market cap grew from 3.5 B to 2.2 T USD. That would have to go up 10x in the next 10 years. meaning we'd need an inflow of additional 20 T USD!
To give you a perspective, when ETFs entered the scene in 2024, over the course of another ~20 months, the market cap grew by 1.2T, so we'd need to almost double that and not per 20 months, but every 12 months to reach 20T in 10 years. Where do you expect this money to come from?

Are we going to have a never ending bull season from now on with inflows raising exponentially?
What do you expect happens when we go into a bull season ending in $300k in the next 2 years? Because the way I see it we're going to have a reverse FOMO into a bear market because everybody will want to sell some.


Your math seems to count only for a constant growth over the next 10 years which isn't going to happen.

But why do you think that this will never happen and we achieved growth only because of the ETF? Perhaps the ETF helped the growth, there is always something that helps growth, and a very important point is the moral growth of the price, few people believed five years ago that bitcoin could reach 100,000, but it reached this mark and fixed itself at it, with 1 million it will also be very difficult, there are a lot of calculations where bitcoin reaches 1 million much earlier than 2036, but I do not believe in them because this is the same moral growth mark and it will also be very difficult to reach, but bitcoin will reach it or cease to exist, just think for yourself how bitcoin will work without constant growth, bitcoin cannot exist without mining and mining cannot exist without constant growth of bitcoin.
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Board Bitcoin Discussion
Topic OP
How Long Should You Hold Bitcoin for a Passive Income
by
Isay
on 07/09/2025, 19:03:40 UTC
Topic Description:
This topic is dedicated to calculations and discussions on the strategy of holding Bitcoin to ensure long-term passive income.

Goal:
To calculate the amount of Bitcoin required so that, over time, one can start selling portions of it and receive a stable income of at least $100,000 per year for a minimum of 30 years.

Within this discussion, it is suggested to consider:

The current Bitcoin price and its projected changes.

The amount of Bitcoin needed to generate a passive income of at least $100,000 per year.

The timeframe after which it is feasible to begin selling in order to ensure income for 30 years or more.

The optimal gradual selling strategy to reduce risks and tax liabilities.

The impact of inflation and cryptocurrency market fluctuations on the holding and selling strategy.

All calculations will be based on current market data, historical trends, and realistic Bitcoin growth scenarios.

Below is a table showing, if we start with 1 Bitcoin, from which year we could begin selling parts of Bitcoin to receive $100,000 per year for 30 years:

Bitcoin Sales Dynamics and Remaining Balance (30 Years of Income)

Year      Price (USD)      Sale (BTC)      Remaining BTC
2036      960,000          0.1042          0.8958
2037      1,120,000        0.0893          0.8065
2038      1,280,000        0.0781          0.7284
2039      1,440,000        0.0694          0.6590
2040      1,920,000        0.0521          0.6069
2041      2,240,000        0.0446          0.5623
2042      2,560,000        0.0391          0.5232
2043      2,880,000        0.0347          0.4885
2044      3,840,000        0.0260          0.4625
2045      4,480,000        0.0223          0.4402
2046      5,120,000        0.0195          0.4207
2047      5,760,000        0.0174          0.4033
2048      7,680,000        0.0130          0.3903
2049      8,960,000        0.0112          0.3791
2050      10,240,000       0.0098          0.3693
2051      11,520,000       0.0087          0.3606
2052      15,360,000       0.0065          0.3541
2053      17,280,000       0.0058          0.3483
2054      19,200,000       0.0052          0.3431
2055      21,120,000       0.0047          0.3384
2056      30,720,000       0.0033          0.3351
2057      33,280,000       0.0030          0.3321
2058      35,840,000       0.0028          0.3293
2059      38,400,000       0.0026          0.3267
2060      61,440,000       0.0016          0.3251
2061      66,560,000       0.0015          0.3236
2062      71,680,000       0.0014          0.3222
2063      76,800,000       0.0013          0.3209
2064      122,880,000      0.0008          0.3201
2065      133,120,000      0.0008          0.3193
The sales are distributed in such a way that the remaining Bitcoin continues to appreciate in value, while each year’s income is ≥ $100,000, and 1 BTC is sufficient for ≥30 years of income.

If we take 0.1 BTC as an example, we would only be able to start selling Bitcoin to earn $100,000 per year starting in 2056.

Using these figures, we can roughly estimate the potential passive income for different amounts of Bitcoin and how many years we would need to wait before starting to receive a stable income.

It’s worth noting that this isn’t the easiest calculation, and getting an exact number is quite challenging. Bitcoin will remain in your portfolio over time. If we begin selling from 2036 at $100,000 per year, in roughly 10 years we could safely increase annual withdrawals to $200,000. Approximately every decade after that, it should be possible to gradually raise the amount of Bitcoin we spend in dollar terms, keeping a stable and growing passive income.
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Board Oбcyждeниe Bitcoin
Re: How Long Should You Hold Bitcoin for a Passive Income
by
Isay
on 07/09/2025, 16:28:54 UTC
It’s worth noting that this isn’t the easiest calculation, and getting an exact number is quite challenging. Bitcoin will remain in your portfolio over time. If we begin selling from 2036 at $100,000 per year, in roughly 10 years we could safely increase annual withdrawals to $200,000. Approximately every decade after that, it should be possible to gradually raise the amount of Bitcoin we spend in dollar terms, keeping a stable and growing passive income.
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Topic
Board Oбcyждeниe Bitcoin
Topic OP
How Long Should You Hold Bitcoin for a Passive Income
by
Isay
on 07/09/2025, 16:18:34 UTC
Topic Description:
This topic is dedicated to calculations and discussions on the strategy of holding Bitcoin to ensure long-term passive income.

Goal:
To calculate the amount of Bitcoin required so that, over time, one can start selling portions of it and receive a stable income of at least $100,000 per year for a minimum of 30 years.

Within this discussion, it is suggested to consider:

The current Bitcoin price and its projected changes.

The amount of Bitcoin needed to generate a passive income of at least $100,000 per year.

The timeframe after which it is feasible to begin selling in order to ensure income for 30 years or more.

The optimal gradual selling strategy to reduce risks and tax liabilities.

The impact of inflation and cryptocurrency market fluctuations on the holding and selling strategy.

All calculations will be based on current market data, historical trends, and realistic Bitcoin growth scenarios.

Below is a table showing, if we start with 1 Bitcoin, from which year we could begin selling parts of Bitcoin to receive $100,000 per year for 30 years:

Bitcoin Sales Dynamics and Remaining Balance (30 Years of Income)

Year      Price (USD)      Sale (BTC)      Remaining BTC
2036      960,000          0.1042          0.8958
2037      1,120,000        0.0893          0.8065
2038      1,280,000        0.0781          0.7284
2039      1,440,000        0.0694          0.6590
2040      1,920,000        0.0521          0.6069
2041      2,240,000        0.0446          0.5623
2042      2,560,000        0.0391          0.5232
2043      2,880,000        0.0347          0.4885
2044      3,840,000        0.0260          0.4625
2045      4,480,000        0.0223          0.4402
2046      5,120,000        0.0195          0.4207
2047      5,760,000        0.0174          0.4033
2048      7,680,000        0.0130          0.3903
2049      8,960,000        0.0112          0.3791
2050      10,240,000       0.0098          0.3693
2051      11,520,000       0.0087          0.3606
2052      15,360,000       0.0065          0.3541
2053      17,280,000       0.0058          0.3483
2054      19,200,000       0.0052          0.3431
2055      21,120,000       0.0047          0.3384
2056      30,720,000       0.0033          0.3351
2057      33,280,000       0.0030          0.3321
2058      35,840,000       0.0028          0.3293
2059      38,400,000       0.0026          0.3267
2060      61,440,000       0.0016          0.3251
2061      66,560,000       0.0015          0.3236
2062      71,680,000       0.0014          0.3222
2063      76,800,000       0.0013          0.3209
2064      122,880,000      0.0008          0.3201
2065      133,120,000      0.0008          0.3193
The sales are distributed in such a way that the remaining Bitcoin continues to appreciate in value, while each year’s income is ≥ $100,000, and 1 BTC is sufficient for ≥30 years of income.

If we take 0.1 BTC as an example, we would only be able to start selling Bitcoin to earn $100,000 per year starting in 2056.

Using these figures, we can roughly estimate the potential passive income for different amounts of Bitcoin and how many years we would need to wait before starting to receive a stable income.
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Board Bounties (Altcoins)
Re: 💸XRP Ocean Bounty Campaign💸| 🌟Upto $50k worth of $XRP giveaway|🔥Refer & earn
by
Isay
on 05/06/2025, 19:18:07 UTC



The the bounty will be managed by the xrpocean.com team. I have just been hired to post the bounty thread only. If you have any issues regarding this campaign, please contact social@xrpocean.com questions.


I hope bounty hunters have paid keen attention to this disclaimer. So that you understand what you are applying for.

I think everyone understands and no one is participating in this))
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Board Обменники
Re: CryptoGene - автоматический сервис обмена криптов
by
Isay
on 16/04/2025, 17:49:53 UTC
Сейчас со сбера пробно купил на 10к рублей usdt , благо там минималка 5к , всё прошло норм , минул за 10 получил свои 101 крипто-баксы) , чесно говоря удивлён такой минималкой , в последнее время многие задирают вообще от 500$ Huh , даже пробно нельзя закинуть и протестить , тут походу шарят и понимают что людям нужен тест не на все деньги мира) , кор всё норм работает .
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Re: NameToken - автоматический криптовалютный обменн
by
Isay
on 05/12/2024, 13:36:18 UTC
Неплохой обменник. Удивился когда увидел порог обмена руб/btc от 2к+...незнаю как у них по комсе выходит, но нормально обменивают. Вроде и курс при этом для такой суммы норм.

Поддерживаю , сейчас делал обмен тоже руб\бтс на 3к руб и всё норм и курс тоже норм , не будем ломать голову почему и как)) главное что это есть и это работает .
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Re: CoinCross — короли криптообмена 👑
by
Isay
on 16/09/2024, 05:31:03 UTC
Вчера покупал через этот обменник Dash , курс отличный , лучше чем нашёл у других , обменяли минут за 15 , отличный вариант для закупки нужной крипты напрямую рублями , сохраню в закладки .
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Re: Bitfondo.com – быстрый и надёжный обменный сервис.
by
Isay
on 16/07/2024, 12:31:12 UTC
Очередной обменник, казалось бы новый, топик относительно недавно вышел, но как оказалось это не так.
Пролистал бест, они там есть и не мало положительных отзывов уже.

Интерфейс обменник похож на 2 обменника которыми я очень давно пользуюсь.
Ничего особенного тут нет как бы, нормальный средний сервис

Согласен что он обычный , да они все обычные , главное чтобы работал нормально , я сейчас 10usdt закинул и поменял на тенге , примерно 10 минут от захода на сайт до получения денег ушло , заметил одну отличительную фичу у этого обменника , у него в usdt наверное все сети поддерживаются , у большинства стандартно 3 сети а тут я насчитал их 9 Shocked , даже сеть тона есть , за что респект , я им сейчас пользуюсь чаще других ,
От меня держите положительный отзыв .
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Re: UmaPay.online - Умный обмен 24/7
by
Isay
on 27/05/2024, 06:02:42 UTC
Менял сегодня USDTtrc20 на trc и тут намного выгоднее чем менять внутри свапалки от трона , обменяли быстро .
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Merits 1 from 1 user
Re: Finansovich-exchange.com | Выгодный обмен, более 160 направлений!
by
Isay
on 23/05/2024, 13:58:09 UTC
⭐ Merited by Finansovich-Exchange (1)
Менял USDT на рубли , ждал около 3-4 минут , работает обменник довольно шустро , не боятся отзывы , на самом сайте предложено с десяток разных ресурсов как наш для написания отзыва за обмен , хороший подход , сразу видно что смелые и честные .
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Re: Tsunami.cash - Сервис быстрого и выгодного обмена
by
Isay
on 18/04/2024, 06:34:38 UTC
Пополняю тут рееr , очень удобно , работают быстро и самое главное с нормальным курсом , оставлю отзыв потому что меня устраивает этот обменник , буду пользоваться и далее .
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Re: Wolfstreet.Cash - Обменник | QR-коды Tinkoff | Наличные |
by
Isay
on 19/02/2024, 08:04:28 UTC
Использовал этот обменник уже несколько раз , не заметил проблем с работой то что написали ранее с ддос атакой , возможно это было временно , курс меня вполне устраивает , так же и скорость обмена тоже на высоте , с карты руб покупал usdt , всё в течении 5-10 минут .
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Re: Phoenix - Выгодный обмен электронных валют
by
Isay
on 08/02/2024, 15:19:02 UTC
Менял - покупал сегодня 200usdt за рубли с тинькова , курс обмена вполне реальный , обмен произвели быстро .
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Board Services
Re: [OPEN] SWGT Signature Campaign 🔥 Binance #SWGT & CERTIK Audited
by
Isay
on 22/01/2024, 13:59:10 UTC
Forum Rank: Member
Bech32 address: bc1qte3qpj4jrnymevhq4lgyxk68frs52a57t093vg
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Re: NextCoin - Выгодный курс для Visa/MasterCard и Revolut
by
Isay
on 01/09/2023, 07:36:37 UTC
Попробовал обменять на этом обменнике USDT на KZT на каспи банк , всё норм , мне курс подходит , есть просьба чтобы добавили ещё фиридом или на все карты и тогда будет вообще отлично , по обмену : наверное не более 5 минут заняло всё от создания заявки до пополнения каспи тенге , это хороший результат .
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Re: cryptobaron.org - быстрый обмен криптовалют
by
Isay
on 05/07/2023, 06:57:33 UTC
Обменник нормальный , сегодня уже менял пару раз , задавал вопрос поддержке , ответили быстро и внятно , обмен не затягивают и всё происходит в течении пяти минут , взял на заметку и буду им пользоваться .
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Re: keychanger.pro – Честный и безопасный сервис криптова
by
Isay
on 27/06/2023, 09:55:33 UTC
Хочу оставить отзыв об пользовании этим обменником :
Пользовался им 2 раза , обмен делают достаточно быстро , 2-3 ну может 4 минуты , точно не засекал , ну очень быстро , писал в поддержку , ответили сразу , Такие обменники мне нравятся , где быстро отвечает поддержка и где обмен не растягивают на полчаса-час , менял монеро на сбер , скрин прикреплю ниже ., Могу только рекомендовать так как я сам им пользуюсь .