As you mentioned, with the way the economy and inflation are today, it’s hard to stick to a budget even if you plan carefully. Try to prioritize your immediate needs and cut out any bad spending habits. It’s also helpful to keep an eye on necessities you use regularly and buy them in bulk when they’re on sale to save money over time. Having multiple sources of income can also alleviate the pressure on your budget. Maybe consider freelancing or looking into starting a small business.

Short videos are fun to watch. I'm glad there are a lot of instructional ones now too, like for cooking recipes. You don't have to skim through 5 minutes of introduction before they get to the actual content.

Blockchain technology has a lot of potential beyond just finance, but it will likely be a while before governments fully implement it for other purposes. The main problem is that using blockchain in areas like public records or voting would require replacing old systems that have been in place for years. This could be both expensive and time-consuming. Also, governments typically want to have authority over systems that deal with public services so they might be hesitant to use blockchain which is decentralized.

Comparing prices is essential. In today’s economy, it’s a good practice to save money. Whether I bargain or haggle depends on the store and what I’m buying.

I don’t think economic status is a huge on whether someone compares prices or not. Even rich people look for the best deals when conducting business. So why wouldn’t they do the same in their personal lives too?

There's so much negativity and bad news out there, it’s probably better for your mental health to just not know about it. That said, even if you try to avoid the news, you’ll still hear about it from others. Unless you live in a very isolated community where people are actively avoiding (or are prevented from) reading the news, it's pretty much impossible not to hear about world news.

The gap between rich and poor is getting larger and many people are finding it harder to keep a job or stay financially stable. It can feel unfair that society cares more about looks and money than who you are as a person especially when the system seems to work against those who are struggling. But there are people and organizations trying to fix these problems. We need to keep pushing for policies that promote job opportunities and better support for those in need instead of accepting this as the new normal.

Money doesn't guarantee happiness. I think focusing only on money to be your source of happiness is the wrong mindset to have. That said, having money can bring your security and comfort which often makes it easier for one to seek true happiness.

Countries that resist change risk falling behind while those that embrace new technologies like AI often move ahead. For developing countries, like Africa, this is really important. By investing in technology, education, and infrastructure, they have a chance to catch up to the traditional powers. Progress comes from being open to change. Those who adapt will succeed in today’s fast-moving world.

While AI is starting to replace humans in some fields, there will always be jobs that require humans. History has shown that innovation creates new industries and jobs that we couldn't have imagined before.

However, with AI and constant connectivity, the pressure to always be available and productive is higher than before. Increased productivity leads to increased profits, and this is what causes greater stress. This issue shouldn't be solved by removing AI from the workforce. The root of the problem is capitalism and the greed of those at the top.

It’s true that even politicians with good intentions can be pressured into corruption if they want to keep advancing in their careers. Those who become politicians in the first place are usually ambitious individuals, driven by a desire to make an impact on the world. While ambition itself isn’t a bad thing, I think it's also what makes them more vulnerable to corruption.

There is something very personal about receiving physical cards over digital ones. With physical cards, being able to see someone's thoughts in their own handwriting feels more intimate. Unfortunately, with the present digital age, physical cards are becoming more rare. With invitation cards in particular, it can be more convenient to send them digitally for rsvp purposes.


This will also be a great way to bond with your kids. If you have any on the younger side and can't write yet, you can provide them with stickers to help decorate the cards.

If someone can run a business on their own, there might be no need to bring in a partner, as partnerships can sometimes lead to complications and hurt the business in the long run. Partnering with someone who has different ways of working or priorities can lead to disagreements.

On the other hand, an experienced and responsible partner who shares the same goals can be a great asset. You would have someone who can offer a different perspective when making decisions and possibly bring a wider network of contacts to help expand your business.

Ultimately, it depends on who you partner with, whether your personalities fit well together, and what your own capabilities are.

Relying only on a salary can feel limiting especially since wages don't keep up with the rise of living costs. Focusing on being self-reliant and learning skills to make money outside of your long-term job is a good idea but not everyone can easily transition to self-employment. Balancing job security with other income options is important too.

Money can't buy happiness, it can only buy comfort. Having more comfort can make it easier to find true happiness. However, some people who are poor and live in tough situations can still find true happiness, just like how some rich people who buy all the material goods they want can still feel empty inside. I believe that having a support network of family and friends is more important when it comes to being happy.

I would prefer to invest in a business instead of an entrepreneurship because businesses have lower risks and more stable returns. Investing in a business is less risky because it is easier to understand its financials and the market it operates in. The unpredictability of entrepreneurship makes it less appealing to me as an investor but I respect those who take the risks, as their investments can lead to innovations that may change society and the way it operates.

Insurance is important because it helps protect against unexpected events like accidents, illnesses, or disasters. Without insurance, covering the costs of things like medical emergencies or property damage can be overwhelming. By paying a fee and having insurance, you don’t have to worry as much. In a way, paying for insurance is like paying for a peace of mind. Having insurance certainly makes me feel more secure.

While it's important to have the proper resources and a good character (mental mindset, determination, etc.), sometimes it also comes down to luck. You can have two individuals who have similar resources and are both hard working, but maybe only one will make it out of poverty because they were at the right place and time to receive a life changing opportunity. Perhaps having the right resources and character traits can increase your chances of having these opportunities, but luck also plays a role.

Trading can be profitable in the long run but it's tough because markets are unpredictable and emotions can interfere with decision making. You can try to improve your chances by focusing on other ways to invest for the long term while still trading. Since you're studying IT, maybe you can also combine your tech skills with trading by looking into things like algorithmic trading or data analysis.

While it’s risky and not something most people should rely on to make a living, whether or not trading can be a lifelong activity depends on the person. Trading doesn’t guarantee a profit every time, so it’s hard to see it as a stable job. However, if you enjoy trading and it brings in extra money without causing financial problems, there’s no issues with continuing. In the end, it’s about knowing what works for you and when to move on.

It’s tempting to think the rich have secret strategies, but in reality, a lot of their worries are probably similar to everyone else's. Whether it’s managing their investments or crypto, they’re dealing with uncertainty too, just at a larger scale. Sure, money offers more options and a cushion for mistakes, but it doesn’t take away the unpredictability of markets and life. When it comes to investing, everyone’s playing a game where no one knows for sure what’s coming next.