I've never understood why those against increasing the blocksize *insist* that their opponents are always about "paying for cups of coffee".
Not all consumer transactions are in the $1-$3 range. Strange to relate, but many things that people want to buy cost MORE than three dollars. Sometimes a lot more.
Why should an advocate of bitcoin-as-payment-network, concerned about their future ability to buy
a) a computer game,
b) the week's groceries,
c) a laptop PC,
d) their monthly mortgage/rent/utilities,
e) a used car,
f) a new car,
g) a mansion on a tropical island,
with bitcoins, always have to defend their stance as if they were talking about cups of coffee?
I look forward to a day when I can pay at least items in the categories (b) and (d) using Bitcoin. But no, ignore *everything* I just said, I JUST WANT TO BUY CUPS OF COFFEE.
Why do this?
If you advocate for small blocks you are not only forcing three-dollars transactions off the chain. You're going to restrict thousand-dollar transactions too, they'll just drop off the chain a little later. If you're fine with that, have the basic intellectual integrity to declare that you are. Don't distort the debate with frankly stupid memes about cups of coffee. CIYAM, can't say I know you that well but you seem like a decent sort and I'm surprised you'd frame things that way.
I agree with you that the benefits of BTC to purchasers have been oversold. One benefit though, is that if Bitcoin reduces payment processing costs for merchants, consumers should see these passed on as discounts on their purchases. But of course that relies on merchants passing on at least some of their savings, which too few are prepared to do.
Of course I understand shoestring operations may not be able to - if they're just baaaaarely above water with credit card processing fees, they're not going to get to hookers-and-blow territory when they accept BTC. But mortgage lenders, utility companies, supermarkets - they seem to me to be good examples of sectors which (a) can afford to pass savings on to consumers, and (b) will pretty much have to, to stay competitive, at least once the first snowball starts rolling.