Hi Guys,

I'm curious to know if there is a cost of living crisis in your country and if you are feeling the effects of rising goods and services.

I'm Australian, and the inflation rate in 2023 was over 4%.

I have noticed significant increases for everyday essentials like food, petrol and utilities.

The cost of petrol is around $2.10AUD per litre, which is insane.

Let's hope things improve in the near future because the current state of things is unsustainable.

This is solution, first they need to Understood the system does not serve their needs.
What they could do is start using their own Community money backed by food and fruits.
Becouse If your Community grow food you can never be poor poor people you see your goverment don't care, why you use someones money who don't care about you ?
Leave your goverment currency and issue your own Community money.
And If your poor Community Grow food it means other people out of your Community need your food, so in order to get your Community food they need to obey your Community rules and they need to buy your Community money with rate that's beneficial for you.
Same goes for Europe farmers,stop play around with goverment just issue your own money stronger money and tell them you want our product you buy our currency or you can starve.

If you see someone not good with you then leave their system people only Are poor becouse they go along with the system , nobody not superior of you we all are Humans so If create the our own system then we prosper.

So Communities If you got food everybody out of your Community need food so you issue your own currency and you gain wealth.
And all the Community using this currency nobody poor anymore or problems.

By the time you grow more the less power goverment will have over you.
If you see something not benecifial for you dont use it.

I don't use Banks anymore i told my bank you are scam.
If system does not make you wealthy don't use it.

I Also told my bank you have so much money why don't you share % with me ? Becouse Im share holder of BANK if i invest in bank my money held by bank its Investment.
So they are crooks just becouse the people are use to with something doesnt mean it's honest by nature.

So Communities If you got food you are blessed issue your own money and stop dealing with people who don't benefit you.
If you issue your own money and goverment come to buy with their money you can set your own rate higher so If they don't want then you sell to those who want.
Off course they want becouse everybody need to eat
So you make your own money and your own Community people all live Nice.

When having a day job and if  you arent that someone whose been sitting with those managerial jobs or CEO or higher positions then the salary of those people who are into those lowest ranks or positions would really be thriving on having that surviving when it comes to day to day living. Inflation hits hard plus having those other expenses and priorities and responsibilities then it would really be not that enough.

This is why at the moment that you do find yourself on such condition then it would really be always ideal that you should really be finding for another income source on which we know that this could be still possible but somehow it would really be needing up that good time management and you do really know on what you are dealing with. Just make it sure that you wont really be able to compromise your original job
because we do know that once you would be getting fired then getting a new job would really be that so damn hard. So you should really know the priorities.

Now it seems to me that money is all there is to survive in the world. Since 2020, since family finances have worsened, it is slowly seeming like money is everything in this world. Where there is no money you will find nothing. There is a saying that many people say, money can never buy you happiness but to me this is the funniest saying. Because without money you can never get all the things you want for happiness. In every case in this world you must depend on money to survive. Now I have to force myself to believe that at the end of the day it seems impossible to run this world without money. Where you have to depend on money to do every job or take every step, from studying, there is no other way and at the end of the day it seems to me that studying where there is financial insecurity is also unusual or not worth it.  Because when you see that your father in your family has taken the responsibility of your entire family on his shoulders and it has become much more difficult for him to carry the responsibility of the family, then you will no longer want to do anything other than earning money, then only the sense of responsibility will work in your head. I don't know how accurate my words are but to me it seems right now in this situation.

Is very possible starting up a business without capital all you need is your ability of pursuing success.
Affiliate marketing is a business you can venture into without capital and still make good money from it, even more than some businesses started with capital.
Affiliate marketing is the process by which a person earns a commission for marketing another person's products.
All you need to start this business is good communication skill in other to sell the product of the other person and get a commission for doing that.
You can decide to market product of different company or person's at same time by doing this you are sure that everyday someone will buy from one of those product's there by making money every day.
When you become an expert in affiliate marketing you will start making profit every day of your life.

What's the essence of all the hustle and bustle and learning and reading and keeping all the sleepless night? Isn't it all about money?

What if I don't want to go through all these process, don't care if I'm a graduate or not or if I'm good at speaking good English or not buth I'm just focused on how to make the money and end up making the money, won't the end justify the means?

I sometimes feel that some of these ideal process that has been accepted by the majority of the people in the society as a part to be taken to greatness is too complex. I mean, we can just learn how to read and write and focus on how to make money. Those who want to become engineers can choose to do so but those that don't want to pass through those route shouldn't be seen as less of a person because at the end of the day, it's mostly all about money.

There is a current trend in my country where parents are doing everything financially possible to give their children the best education. Some parents have gone to the extent of selling properties or taking loans to send their children to some of the best schools in and outside the country. I have spoken with some of them, and the reason they give is that this child will get good jobs and take care of them in the future.

I had to bring up this issue because most of them are becoming disappointed and depressed. In my location, children are seen as an investment because they have the responsibility to take care of their parents when they are retired, old, or unemployed. So parents will want to invest high in education because they think it will bring high returns. Many of these students who attended prestigious schools end up becoming unemployed and are still depending on their parents to survive. I also assume that many of them regret going the extra mile to give their children the best. They have lost money and are also in debt but their children are still dependants.

Do you think parents should have a limit on the amount they can invest in their children?

A recent survey revealed 93% of freelancers around the world want to be paid in crypto or stablecoins. This surge in interest stems from the frustration many face with foreign exchange hassles. Transaction fees and exchange conversions make working with international clients a challenge. Crypto offers a potential solution, streamlining payments and eliminating these roadblocks.

What are the potential risks of receiving cryptocurrency as salary?

🔨KYC and AML Rules Pose Challenges
While crypto salaries might seem trendy, Felix Shipkevich, founder of New York-based law firm Shipkevich PLLC, warns they can be trickier than traditional methods.

The main culprit? Crypto’s notorious volatility. Unlike a steady paycheck, Bitcoin and similar currencies can swing wildly in value. This means freelancers could see their hard-earned income shrink before they convert it to usable cash.

And even though Bitcoin’s price has been on a tear, skeptics warn its future remains a gamble. Shipkevich indicated that stablecoins instead offer more stability. But their value is still tied to potentially risky reserve assets.

He also said that freelancers need to navigate a technical learning curve. They would have to understand digital wallets, blockchain, and the intricacies of crypto transactions. To top it all off, ever-changing crypto regulations throw tax compliance into a spin. These headaches can vary by location and may require specialized accounting help.

Further, KYC (know-your-customer) and AML (anti-money laundering) regulations are tightening. This requires freelancers to jump through hoops with identity verification and transaction limits. In short, crypto salaries come with a hefty dose of complexity.

🎯Tax Bill Might Burst Your Bubble
Daniel Krupka, chief research officer at Coin Bureau, said that unlike the simplicity of fiat taxes, crypto throws a wrench into the equation.
“Whereas it’s easy to calculate how much you owe in taxes with fiat payments, it’s less easy with crypto payments, particularly volatile cryptos like BTC,” he said.

Is it a capital gain, regular income, or something else entirely if you hold onto that Bitcoin and its value skyrockets? Krupka emphasizes that the tax headaches, especially with volatile cryptos, might outweigh the initial appeal of crypto payments for freelancers.

🌧️Hurdles in Crypto to Cash Conversions
Daniel Fayemi, a backend engineer at Bitvavo, said that converting crypto to cash (off-ramping) can be challenging depending on your location. For instance, in the Netherlands, strict regulations limit the amount of money you can move off an exchange without providing personal details.

📣Stablecoins Outshine Crypto for Payments
Matthew Leising, co-founder at DeCential Media, said that stablecoins offer an excellent choice for freelancers familiar with crypto and are relatively straightforward for newcomers to establish.

Stablecoins also provide an opportunity to earn a respectable yield within the crypto economy, such as the current 5.1% on USDC at Coinbase. However, a potential challenge arises with the freelancer’s bank, which may be hesitant about facilitating crypto transactions, especially when converting earnings into US dollars or other fiat currencies, Leising said.

According to Rebecca Liao, CEO of Saga, the good news is that legislators and presidential candidates are increasingly embracing crypto. She believes that once comprehensive crypto legislation is enacted in the US, freelancers will extensively receive payment in stablecoins.

This article is reproduced from cryptonews

Sepertinya tidak harus gan karena aktivitas forum masih bisa dilanjutkan dirumah seusai pulang kerja dan idealnya sih begitu karena menurut saya pikiran dan suasananya bisa lebih fokus. Saya sendiri juga terkadang curi-curi waktu untuk sekedar melihat dan membaca atau mungkin membalas tanggapan pengguna lainnya disaat kerja, tapi hanya di android saja karena kalau di laptop mungkin sudah terlalu dikhususkan. Tapi balik lagi ke agannya bagaimana mengatur waktu yang efektif.

Kalau kerja lapangannya tidak 24 jam dalam seminggu, maka buat saja postingan saat pulang ke rumah gan. 3-4 posting sehari kan tidak terlalu berat gan, apalagi kalau kouta mingguannya hanya 20 posting. Kalau misalkan besok kerja lapangan, berarti maksimalkan saja waktunya hari ini untuk buat posting lebih. Asalkan koutanya cukup, kualitasnya baik, dan jumlah hari posting dalam seminggu tidak kurang dari 5 hari maka saya pikir masih aman untuk menerima pembayaran.

Signature campaign tidak pernah menjadi pekerjaan tetap gan karena pasti akan ada akhirnya. Seharusnya signature campaign cuma untuk sampingan saja, jadi tidak harus mengorbankan salah satunya kecuali memang pekerjaan nyata tidak lagi menghasilkan dan bukan merupakan pekerjaan tetap.

I see a lot of traders who fail in this field, because they do not have patience and consistency in learning, that they are successful traders who study for more than a year or even two years so that they can have the ability to analyze the market and can have their own methods in making profits from trading.
Many who have just learned one month to one semester they give up and no longer want to trade, please note that naturally fruitful trees are trees that grow with a long period of time so that they can bear heavy fruit and can provide benefits for both the owner or others.

Don't give up quickly in trading, there are many mistakes that you have to take lessons from, walk slowly and with principles in trading with risk management that you can control and not overdo it so that you can take advantage for yourself.

Focus, be consistent, learn from your mistakes and think that building an empire takes time.

What are your additions to understanding the learning time for someone who is learning to trade? I think sharing here will benefit those who may be close to giving up in this field.

Assalamlkm Wr Wb .
Washap-washap kawan SF Indonesia, kumaha damang , apa kabar , pie kabare , apa kareba???


Belajar ngetik lagi ah ,ini ngetik nya lumayan dari pengalaman dan inspirasi sendiri karena saya lihat secara sosial itu sangat memberi efek terhadap suatu objek yg di tuju .

Ya benar , Sosialisasi !
Saya lihat sendiri banyak sekali Founder dari cryptocurrency (include Exchange , Koin dan Token) ,kurang memahami hal ini .
Tapi mungkin juga mereka menjaga image dan citra mereka supaya tidak di ketahui oleh publik yg bisa di salah gunakan oleh pihak yg tidak bertanggung jawab. hmmm masa sih ? haha

Saya juga masih dini untuk Cryptocurrency tapi ketika saya melihat dari Bittrex dan Poloniex,kedua Exchange ini mulai pudar di makan waktu. Karena saya mantan punggawa pedagang Bittrex dan Poloniex . wkwkkwk
 #Bukti Exchange     : Volume perdagangan mulai berkurang,membutkikan kalau para pedagang mulai pada out .
                                 : Fiturnya gitu-gitu aja ,seperti tidak adanya kompetisi trading,karena hal inilah yg memungkinkan menaikan volume Bitcoin yg beredar  .

  #Bukti Coin/Token  : BitcoinGold sangat fenomenal ketika launching hasil dari Hardfork dan masuk top 5 Coinmarketcap. Tapi sekarang sudah tersisih dari top 20 Coinmarketcap.
                                  : Patientory ,apalagi koin ini sudha masuk top 50 CMC ,malah sekarang seperti bungkus gorengan yg di buang begitu saja .LOL
                                  : Decent , Ini sama hal nya dengan Patientory .

Perbandingan :

Ko ke perbandingan ?
Yaaa, memang harus seperti itu ,dunia ini penuh dengan kritis , apalagi cryptocurrency setiap waktu ,menit dan detik selalu berubah harganya .
Kalau tidak ada perbandingan ,namanya  juga bukan kompetitor ataupun persaingan (sehat) dalam bisnis .

 #Bukti Exchange     : Binance ,exchange ini sangat jauh berbeda jika di bandingkan dengan Bittrex dan Poloniex .
 #Bukti Coin/Token  : BNB Coin dan TRON.


[Sosialisasi]
Disini kita bisa melihat dan membuktikan kalau Sosisalisasi (untuk Medsos) itu  memberikan efek yg kuat terhadap objek atau proyek yg di tuju atau sedang di kerjakan . Di bawah adalah point plus -minus nya .

 (+) Lihat bagaimana CZ Binance dan Justin Sun sering mengutarakan ucapan nya dalam  Twitter ,sehingga memungkinkan semua proyek yg di handle nya berjalan dengan baik dan memiliki daya tarik kepada para pedagang dan Investor.
 (+) Apalagi Justin Sun yg selalu update dalam Twitter ketika memiliki misi baru untuk TRON .
       Sehingga para Investor dan pedagang sangat antusias terhadap proyek yg mereka Handle,seperti ICO dan Kompetisi Trading . 
  (-) Coba kita lihat Founder dari Poloniex dan Bittrex ,apakah mereka sering berkoar-koar di Twitter atau social media untuk sosialiasainya?
       Jelas Tidak (menurut saya) , karena saya belum tahu Founder dari Poloniex dan Bittrex memiliki akun Sosmed . LOL 
       Pengalaman saya adalah di lihat dari faktor ini ,sepertinya mereka kalah volume perdagangan juga karena kurang nya meregenerasi sistem yg sudah ada.
  (-) Kemudian koin dari Patientory dan Decent juga begitu juga sama hal nya kurang sosialisai ,apa lagi Bitcoin Gold , Founder nya pun mungkin kurang cakap dalam sosial media .LOL


Suhu dan Cukong  silahkan berikan masukan untuk utas saya ini , okeh !   #SalamJoged   



PS : Real Efek dari Puskesmas yg sering besosialisasi kepada setiap Posyandu di Desa membuat warga antusias untuk terus memahami dan menginginkan kesehatan .

Wailkmslam  Wr. Wb .

Sesuai dengan judul di atas, and berdasarkan dengan nama username ane, apakah di antara kalian menyimpan bitcoin di wallet pribadi?, karena itu sangat penting saudara-saudara, di samping aman, menyimpan di wallet pribadi bisa dikelola sendiri tanpa ada campur tangan dari pihak mana pun, oleh karena itu wajib bagi kalian apa lagi bagi yang ikut kampanye tanda tangan where received bitcoin each week di dompet kalian.

~nyknyb~

Maaf, sebenarnya saya sudah ingin bertanya tentang ini sejak lama tapi saya belum berani dan saya juga bingung mau bertanya di postingan yang mana jadi saya mencoba membuat postingan baru.

Saya membaca pergerakan harga bitcoin sejak pertama diluncurkan hingga sekarang dan harganya sangat menggiurkan, seperti ada penyesalan dan dalam  hati terbesit [seandainya sudah mengetahui bitcoin sejak dulu dan membeli setidaknya 1 atau 10 bitcoin saat harganya sangat murah]. Tapi itu tidak mungkin terjadi karena waktu tidak bisa diputar ulang kembali

Saya membaca bahwa bitcoin bisa dimiliki dengan cara dicicil atau menabung, membeli sedikit demi sedikit dan dikumpulkan. Saya sudah mendaftar di indodax dan binance untuk pertukaran crypto dan bisa membeli sedikit demi sedikit disana, tapi saya baca juga bahwa jika menyimpan bitcoin di pertukaran tidak aman dan menarik ke dompet juga mahal. Untuk dompet saya belum memilikinya tapi saya sudah memiliki pilihan electrum/bitcoin core, mungkin itu yang terbaik dari yang lain.

Jadi, bagaimana menurut mas sekalian tips dan trik agar bisa menabung bitcoin, membeli sedikit demi sedikit tetapi biaya penarikan dari pertukaran mahal, saya jadi tidak tau harus bagaimana cara terbaik buat menabung bitcoin

Saya sangat terkejut pada saat membaca berita tentang "seorang mahasiswa menghabisi temannya sendiri" pada saat membuka sosmed, dan pada saat itu juga saya langsung menjadi informasi apakah ini adalah berita yang valid atau tidak.
Mengutip dari Kompas.com,
https://megapolitan.kompas.com/read/2023/08/05/14483241/mahasiswa-ui-nekat-bunuh-juniornya-akibat-terlilit-pinjol-usai-investasi
Bisa melihat Konferensi Persnya,
https://www.youtube.com/watch?v=UI-nTIp_zr4

Tidak hanya itu, saya juga mencari dari sumber lain, untuk memastikan bahwa berita ini adalah benar adanya.
https://www.cnnindonesia.com/nasional/20230805140548-12-982311/senior-mahasiswa-ui-nekat-bunuh-usai-rugi-kripto-dan-utang-pinjol

Untuk pengguna kripto, pastinya ini akan menjadi berita yang menggegerkan pasalnya itu berkaitan erat dengan apa yang kita lakukan sekarang.
Ini adalah pelajaran yang sangat berharga bagi kita semua bahwa ketika kita belum sepenuhnya siap maka akan mengalami hal hal terburuk, termasuk melakukan hal hal gila seperti menghabisi nyawa orang lain.
Kita harus benar benar siap dalam berinvestasi terutama yang saya tekankan disini adalah tentang kesiapan mental dan financial.
Kita harus benar benar bijak dan cerdas dalam melakukan investasi.

Di tahun 2024 bisa dibilang tahun dimana terdapat begitu banyak agenda yang terjadi kepada dunia cryptocurrency. Bahkan tak jarang kita mendapati begitu banyak influencer yang membagikan cerita mereka dalam berinvestasi ke dalam cryptocurrency. Profit dan kesuksesan yang diperoleh oleh para influencer dinilai bisa menambah minat bagi orang awam untuk meningkatkan kualitas hidup mereka melalui cryptocurrency. Lalu, bagaimana dampak yang diberikan terhadap generasi muda?

Berdasarkan hasil survei yang coba saya lakukan kepada beberapa anak sekolah (terutama lulusan SMA), terdapat 15 dari 20 anak muda yang berpendapat bahwa investasi pada cryptocurrency lebih baik daripada melanjutkan sekolah ke jenjang yang lebih tinggi. Namun yang menjadi poin penting bagi saya adalah, sebagian besar pendapat mereka itu dipengaruhi oleh video atau post yang diunggah oleh para influencer yang mereka telan mentah-mentah. Bukan hanya itu, bahkan sering ditemui remaja & generasi muda yang dengan mudahnya mengikuti kelas-kelas yang digunakan influencer untuk memperoleh keuntungan pribadi. Tapi perlu digaris bawahi, bahwa saya tidak mengatakan semua kelas itu buruk. Ada begitu banyak juga kelas edukasi yang diberikan oleh profesional dalam dunia cryptocurrency. Yang lebih miris adalah, justru kelas edukasi yang disiapkan untuk memberikan bekal pengetahuan kepada pemula, justru lebih sepi peminat dibandingkan kelas sinyal trading. Hal ini dikarenakan pola pikir mereka yang belum matang dan beranggapan, untuk apa aku mempelajari hal yang ribet sedangkan aku bisa memperoleh sinyal dan list cryptocurrency yang akan naik melalui kelas sinyal. Tanpa mereka sadari bahwa sinyal yang diberikan kepada mereka itu tidak 100% sesuai dengan harapan mereka. Seperti yang diketahui begitu tinggi nilai fluktuatif dalam setiap transaksi cryptocurrency, bahkan sekelas profesional pun kerap kali mengalami los atau kerugian dari cryptocurrency.

Pernah saya menjumpai remaja yang menggunakan uang sekolah yang diberikan orang tua mereka untuk mencoba terjun ke dunia cryptocurrency melalui kelas-kelas sinyal. Ditambah dengan tingginya ego masa remaja yang membuat mereka semakin menggebu-gebu untuk meraih kesuksesan yang instan. Namun bukan untung yang mereka dapat, melainkan kerugian yang membuat mereka putus asa dan akhirnya terpasa putus sekolah tanpa sepengetahuan orang tua mereka, bahka kabur dari rumah karena terlalu takut untuk berbicara. Niat hati ingin memperbaiki nasib, namun justru masa depan mereka terenggut karena minimnya literasi yang dipelajari. Pernah saya mencoba untuk memberitahu mereka bahwa untuk terjun ke dalam dunia cryptocurrency harus melakukan banyak riset dan pembelajaran, namun mereka selalu menganggap remeh dan langsung terjun tanpa ada persiapan.

Lantas langkah apa yang cukup ideal untuk dapat memberikan edukasi kepada generasi muda bahwa tidak ada cara instan untuk menjadi kaya? Atau perlukan ditambahkan kelas investasi ke dalam kurikulum sekolah? Hal inilah yang masih menjadi pertanyaan bagi saya, karena masih banyak orang di sekitar saya yang langsung down hingga terlilit pinjaman online karena salah langkah dalam mendalami cryptocurrency.

seorang dosen di cilacap, benar benar tanpa ragu memperkenalkan anak2 nya tentang bitcoin dan juga altcoin, bahkan di lansir dari berita online, masing masing dari anak2 nya yang berulang tahun di beri hadiah dengan jumlah yang berbeda beda.

[1] https://muria.tribunnews.com/2024/04/23/alasan-dosen-muda-cilacap-beri-hadiah-ultah-3-anaknya-aset-kripto-melek-literasi-finansial

mungkin Bitcoin dan altcoins sudah sering terdengar di telinga banyak orang indonesia namun yang benar benar percaya pada potensi bitcoin di masa depan itu sedikit, bagaimana dengan agan sekalian, apakah akan memberikan anak2 atau orang terkasih ulang tahun atau mencapai sesuatu yang membanggakan.

Saya sangat tertarik ingin mengetahui apa tanggapan anda "jika forum bitcointalk tidak ada".
Seperti yang saya ketahui bahwa forum ini sangat sempurna bagi para pencinta dunia cryptocurrency, bagaikan ladang ilmunya crypto di forum ini, semua ada di sini.
Mungkin visi dan misi pendiri forum ini Satoshi Nakamoto(2009) telah berjalan sesuai rencananya.
Untuk saling berbagi pengalaman dan ilmu bagi para member forum ini dan tentunya bertujuan agar dunia cryptocurrency lebih di kenal lebih dalam lagi bagi orang di seluruh dunia.
Bagi saya sendiri bisa bergabung di forum ini saya sangat bahagia karena dari forum ini saya bisa mengenal cryptocurrency lebih dalam lagi, dan saya sangat mengapreasi admin dan member forum ini yang selalu welcome membantu memecahkan setiap masalah yang di tanyakan.
Dan saya yakin melalui forum ini anda semua bisa meraih kesuksesan, dan bisa mendapatkan pundi-pundi penghasilan setiap harinya.
Yang ingin saya tanyakan apakah jika forum ini tidak ada, apakah anda akan bisa berdiri seperti saat ini?
Dan bagaimana ungkapan terima kasih anda tentang forum ini?.

Sumber: https://en.bitcoin.it/wiki/BitcoinTalk