I would also like an answer to this question, because there are very, very many sites like this now. But I really don't understand how to determine which service is really the right one and what I should avoid under any circumstances. Of course I understand all that you have described in theory, I read about it before, but it is no secret that as a rule all details are tested in practice and considering bitcoin's value today I would not like to risk and invest my money in some doubtful decision.
If you do have more detailed information about it, please share, because it is a really big and complicated decision and we need some guidelines.