I use Bank>Dwolla>MT Gox to transfer funds normally takes 3 or so days but is cheap. Just log into MT Gox and see what it supports for transfers. You'll probably have to pay for expediency.
As far as the value of BTC I value it at ~$15 which is where it was before the whole Cyprus debacle and the recently acquired publicity. If it goes down to $15 I don't see it going down any further. You'll have to judge the market. There is never a perfect time to buy or sell, it is all an opinion.