The concept is very appealing - especially that they provide payment every month at the same time so you don't have to worry about some payments you make on a monthly basis.
Thanks, We think so as well!
This is what our Co-Founder, Ryan Fyfe, just wrote about as well here:
https://bitcointalk.org/index.php?topic=4747371.msg43148100#msg43148100--
@SimpleMan, I think this is the other counter-argument that through a more flexible solution, individuals can actually program things in such a way that they don't need to manage funds around fixed payroll dates, where as manage their funds towards their fixed payment dates (rent, car, etc).
The future is bright 8-)