Legacymarket,

Help me understand cutting the middlemen in your Car insurance example. I use https://www.policybazaar.com/ all the time in India to buy my Travel, Car and other short-term insurances. I mean, I pay them and policy is inbox. Ain't you looking to do something similar here? Or, is there something more which I am missing. Let's say I have a no claim for the first year - that I get a benefit even in *without blockchain* scenario.

Can you help me improve my argument if I am missing any details?

Thank You.

My bad. I wrote less than what I thought ;-) This happens when you work on weekend 

Let me put another attempt to Question:

Are these tokens "Equity Tokens" (as investor we hold value in business along with voting rights) or just a utility - means of access to service?

Sorry to be the pain; but,
How does Insurance gets listed here at the first place?

1. Any specific reason for considering face recognition for insurance compare?
2. So, utility token here is not an investment but more of a behavior of currency?
3. Will it be openly traded or just in your platforms?