never use online wallet, you can use multibit client , so your coin is safe as long your computer / laptop not been compromised.
I safe my key / also wallet.info in encrypted hardisk , no one can open it unless they know the password and key to open it.

you may try : multibit.org for your bitcoin wallet, and truecrypt.org to encrypted your hardisk.

@hackbyte, what question ? i didn't see any comment from my listing.

oh shit, is porn site, I regret visit your site. haraaaam.

if no virus or malware, probably someone you know or someone around you steal your bitcoin.

'I want to link my Bitcointalk name with BTCJam's. Verification code: 9b88484f-2614-40fe-aff5-19f79dc0e5a3'

oh one more question, why BLC system said : Amount: Incorrect amount: we do not allow digits after the 4th decimal place.  ??
what this try to steal cent money ? on BTCJAM I can make investment with 0.000001 BTC, digits after 4th decimal is really count.

your system sucks and really amateurs.

copy from my dashboard :
Investments

    Interest Earned: 0.00609900 BTC
    Invested: 0.20830000 BTC
    Repaid: 0.21439900 BTC
    Late: 0.0000 % (0.00000000 BTC)
    Default Rate: 0.0000 % (0.00000000 BTC)

yeah right 

and who are you ? activity 1, and this is your first post ? hey, creating double account at one site is prohibited.
lol, very strange.

lol, that pastebin link just show BLC loan listings, where is BTCJAM loan listings ?

where this number come from    ?  http://forum.bitlendingclub.com/index.php?threads/bitlendingclub-now-holds-35-of-the-loan-market-volume.180/
very contradiction.

yeah right  , case closed

yeah right , another self proclaimed, not independent source 

any updates for new lenders ?

yeah right... 

well, that's mean someone can make closed someone listing, just make investment and then vote for this is rep loan. that's mean sucks.


there is no social account on that list, only stupid investor want to invest on that listing.


discuss of what ? no comment on my listing and that;s why no discuss. the last one my repaid loan is same, I give clearly on description that I need purchasing good.


you clearly not understand my point, what I mean is, instead you delete the list,  why not change category to reputation loan if investor really think this is rep loan. see


really ? my previous repaid loan on BLC is not reputation loan, but I got 2 reputation point. I don't have problem at all on BLC as I newbie on this site, the problem is you deleted the listing suddenly without
warning,  also I read the FAQ there is no explanation about this issue, that listing will be deleted automatically if investor think the listing is reputation loan.

don't compared scammer outside with honest members, I don't have trouble at all on BTC jam, you can check my profile at btcjam here : https://btcjam.com/users/24804
2 BTC repaid, and now funding in progress for 3 BTC almost 100%. my trouble with BLC because the BLC system is really amateurs. at least you need to discuss to your BLC members first
before you make improvement.

So what's the purpose of reputation loans, you ask? Is it just to take your money? The answer is certainly no, for several reasons:

• You can only have one reputation loan on our system, so once you've taken out one reputation loan you will not be able to create another one.
• Given the previous point, you're only spending your money once. This means that you can't "burn a bunch of money" indefinitely.
• Most reputation loans have a notoriously low interest rate, because investors know that you can't use (withdraw or invest) the funds from the loan and they'll bid each-other down just to get in on a 100% secured loan.
• The reputation loan can be as small as you want it to be, so you can end up paying less than a dollar in order to demonstrate to the lenders that you're can pay off a loan.

There are several reasons why the reputation loan are a good thing to have. The primary reason is to prove to investors that the borrower covers the minimal criteria required to successfully pay off a loan:

• The borrower can create a loan listing with the correct type.
• The borrower can navigate the website properly and repay the loan.
• The borrower has Bitcoin outside of the lending platform, which he/she can use to pay off interest.
• The borrower knows how to transact with Bitcoin. It might seem weird, but some borrowers have never handled Bitcoin before, yet they try to take out loans.
• The borrower proves the above 4 things with absolutely 0 risk to investors. After all, the investors shouldn't risk their money if the borrower is not able to at least meet the minimum criteria.

Why are these things important? Well, if the borrower doesn't understand loan types and descriptions, then he/she may inadvertently mislead the investors with their loan. If the borrower doesn't know how to repay a loan, then it may lead to the loan being late or default. This is the big one: if the borrower can't prove that they have Bitcoin outside of the lending platform, then it automatically puts in question their ability to repay a loan period. Finally, the borrower also proves that they can in fact transact with Bitcoin- you'd be surprised to find out that we've had people who simply have no clue how to work with Bitcoin, yet they want to take out a loan. There is no need for investors to risk their money just to find out if the borrower is able to do those basic things. The borrower only needs to prove that they cover the minimum requirements once, which is why we've limited the reputation loans to 1 per borrower.

Best Regards,
Kiril Gantchev
CEO of BitLendingClub
[/quote]

not closed by admin ? by investors ? that mean your system is sucks.
also what the point  reputation loan for ? as long as the borrower pay the lenders is doesn't matter.
you think someone will scam for 0,5 BTC ? risk all ID card, facebook, risk good name , etc ?

also if you looked at my listing, I create a lot listings with small and medium loan nothing funded.
and then after waiting 2 month , my loan for 0,5 BTC get funded then suddenly that listing closed cause your system suck, what do you think I feel ?

also if investor think / vote my listing is reputation loan, why not change my loan category into reputation loan ? instead of deleting the list.

if you just change the listing loan into reputation loan, that's is good, it will be increase my repaid loan in my profile.

but you just deleted that's listing, that's is not good . also what reputation are for ?
there is lot of fake reputation on bitlendingclub. everyone can easy have 200 + reputation on BLC.
also scammers on BLC has lot of reputation points. reputation my ass.

my purpose is to make reinvestment on reputation loan at BLC and BTCJAM. if something going wrong with my reinvestment, I can repay loan from my salary as insurance agent at prudential.
anyway thanks for your time.

yes, I have same question with you, my resident show united states, I already send email support last week regarding this issue to ardeva support, but don't get any reply yet.
their respond very slow.

my income pending verifed, but been verified on btcjam.

legendary user can't get loan, newbie can't get loan. 

nice to see btcjam.com admin here's .

I don't have a problem for lock account on btcjam, but just small problem I think regarding my btcjam account.
why my facebook info don't appear on my btcjam profile ? I remember I ask Alexis to resolve this issue 2 month ago, but not resolve yet.

I don't think ardeva really matter, I'm ardeva verified . last week my loan almost finished funded , and then admin deleted my loan listing suddenly.
"cause lenders think this is reputation loan" the reason doesn't make sense.

I don't recommended BLC for anyone who really need loan, unless if you have money to burn to create more reputation listings before create real loan listing, then go ahead.
also I don;t think reputation is really count, everyone can make that fake reputation.
the real reputation if something going wrong, but the borrowers pay the loan, that is the real reputation.

P.S : my username on BLC and Bitcointalk is same. ( bestincome ) just in case if you wanna a check.

great post, by the way I saw lot of lenders asking for ardeva token, it ardeva good enough to get trust ?