Giving loans will certainly run you through a lot of risk , and in my opinion all those who are giving loans in this forum are just seeking positive trust from DT1 or DT2 members in order to become "trusted" persons and get accepted by any other member of the community since someone who's DT2 left a positive trust for them ! Even with collateral , loans will always put you at risk and you won't get that much profit from it , there's an old saying in my country " An empty (not rented) house , is better than a bad tenant" , leaving your money in your wallet is better than risking it with someone else .