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Board Bitcoin Discussion
Re: If bitcoin died tomorrow
by
bitcreditscc
on 13/12/2016, 10:20:31 UTC
It would awake from the dead the next day.
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Topic
Board Announcements (Altcoins)
Re: [ANN] ◈◈UNIQREDIT P2P LENDING✔✔ BLOCKSHARES✔✔ TECHSTRAP ◈◈
by
bitcreditscc
on 10/07/2016, 16:12:41 UTC
Website updated

3 days left until the BlockShares Open Auction is closed.
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Topic
Board Announcements (Altcoins)
Re: [ANN] ◈◈UNIQREDIT P2P LENDING✔✔ BLOCKSHARES✔✔ TECHSTRAP ◈◈
by
bitcreditscc
on 09/07/2016, 22:36:26 UTC

The client is unreleased, but it will be 2016 p2p, 2017 rpc, 2018 for web servers and 2019 for basenodes. You can view the code on github on this link :- https://github.com/UniQredit/uniqredit
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Board Announcements (Altcoins)
Re: [ANN] ◈◈UNIQREDIT P2P LENDING✔✔ BLOCKSHARES✔✔ TECHSTRAP ◈◈
by
bitcreditscc
on 09/07/2016, 21:40:47 UTC
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Topic
Board Announcements (Altcoins)
Re: [ANN] ◈◈UNIQREDIT P2P LENDING✔✔ BLOCKSHARES✔✔ TECHSTRAP ◈◈
by
bitcreditscc
on 09/07/2016, 18:34:35 UTC
please check inbox messages Cheesy dev

I will contact you if there is a demand.
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Topic
Board Announcements (Altcoins)
Re: [ANN] ◈◈UNIQREDIT P2P LENDING✔✔ BLOCKSHARES✔✔ TECHSTRAP ◈◈
by
bitcreditscc
on 09/07/2016, 18:33:53 UTC
Finally, so when are you doing the crowd fund thing?
I think will be wating to some more info.

This will be done after the BlockShares Open Auction. ie after the 13th. The block chain starts on 00:00 14th July 2016.

I allocated 7 days to ensure all balances are confirmed and adequate time for those interested in blockshares to make their moves.

Please note, once i have made the genesis block, there will not be any room for modifications. Check your balances, if you want in make sure your transaction is confirmed by the closing time.
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Topic
Board Announcements (Altcoins)
Re: ◈◈Bitcredit ◈◈ Migrating to UniQredit◈◈
by
bitcreditscc
on 09/07/2016, 06:46:27 UTC
If we bid is it also necessary to import our private key into the wallet prior to the deadline or can it wait till after?

Just curious because I still haven't downloaded virtual box so I that I can get the wallet up and running.

If you are talking about BlockShares , then you can import your key when ever you want. Bidding closes on the 13th of July. More detailed information on BlockShares can be found here : https://bitcointalk.org/index.php?topic=1543861.0 Please, for all UniQ inquiries use the linked thread.
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Board Announcements (Altcoins)
Re: [ANN] ◈◈UNIQREDIT P2P LENDING✔✔ BLOCKSHARES✔✔ TECHSTRAP ◈◈ (Moderated)
by
bitcreditscc
on 08/07/2016, 22:48:23 UTC
Need more mining.

The idea is to encourage people to actually use the system, it would be a shame to spend so much time developing this and not have users actually use it.   Wink
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Topic
Board Announcements (Altcoins)
Re: ◈◈Bitcredit ◈◈ Migrating to UniQredit◈◈
by
bitcreditscc
on 08/07/2016, 22:46:39 UTC
For the UniQ ANN see here : https://bitcointalk.org/index.php?topic=1543861.msg15518842#msg15518842

Please keep BCR specific queries here, i'd like to keep clear separation between the two.
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Topic
Board Announcements (Altcoins)
[ANN] ◈◈UNIQREDIT P2P LENDING✔✔ BLOCKSHARES✔✔ TECHSTRAP ◈◈
by
bitcreditscc
on 08/07/2016, 22:40:36 UTC


UniQredit is a P2P Finance Platform that provides a globally accessible and secure environment for financial services and instruments. It brings with it the experience and lessons gained from Bitcredit. UniQ introduces an arsenal of new innovations and application of existing technology to bring into existence a robust , secure and viable platform for all users , from casual to business. The platform is open to individuals, charities, companies and Financial Institutions, enabling true global financial reach from home to enterprise application.At launch UniQ supports P2P Lending, future updates will enable more complex applications such as Micro-Banking, Insurance and Equity Markets to name a few. The platform is built atop an open blockchain which keeps a record of all transactions. The UniQredit Client software is free and accessible on multiple systems, including but not limited to *nix systems , Windows, Mac and Android.



TechStrap is a server side innovation that will be made available to service providers. it is comprised of modular plugins which when added to the base server expand its capabilities by adding support for additional services and functionality. At the moment the only module available is the P2PL module which facilitates lending. Future modules will introduce advanced functions such as Micro-Banking , Insurance, Asset Management and Equity Markets to name a few. The modular  design was conceived in an effort to ensure that each separate module could be used independent of others and also such that development becomes more focused on specific goals rather than a broad approach to overall system functionality. Each successive module will mark the beginning of a new cycle and will be accompanied by a complementary client side update. More information will be available on our website.



P2P Lending is the first financial service available on the UniQredit Platform, it enables access to credit from Service Providers. Users can opt to use specific server nodes to send their request to, or send to all registered servers. To use this service you need to first download and sync  the client. Secondly you need to fund an address with a minimum of 100 UNIQ and then create a loan request, either through the rpc interface or through the Loan Request Page in the client. If it is accepted, you will get a message confirming the request, shortly there after, the request will be broadcast along with the details of the address you require funded. Service providers and other users can now view your request in-client or on the web interface and if your Trust rating and Credit rating is to their liking, they will loan you the funds.



Service providers can purchase a copy of the server application, register and start hosting a basenode. Basenodes process and record all transactions and perform additional tasks such as calculating trust and credit ratings. Basenodes are also the component of the network where TechStrap modules are installed and provide extended functionality and applications for the platform's users.





This is the level of trust a user builds on the platform, this is calculated by collecting all records of their blockchain activity such as, debits, credits times between transactions, frequency and lifetime usage. Using this information we can determine the average transaction amounts and volumes for a user, with further analysis we can calculate average income over in a month or cycle. This information is crucial in helping potential fund sources assess the risk of lending the user funds. Users can also gain higher trust ratings by getting votes from registered ChainIDs, or participating in the BlockShares Auctions.



Credit score is calculated based on a user's extended financial activity such as lending or banking/insurance/assets in future. The more a user utilizes extended functions, the more their credit rating rises, additional points are given for timely repayment of loans, successful contracts and long term deposits. In future, actions such as associating ChainIDs and declaring Chain Assets will result in boosts in ratings.



ChainID refers to a registered address. Registered addresses have access to more functionality than ordinary addresses, and rather than the default zero trust, zero credit , can start with reasonably impressive figures. Owners with ChainIDs are also legible to participate in dispute resolution and are due 5% of the disputed amounts after resolution. Registering a ChainID can be done in many ways, donors in the BlockShares Auctions are automatically registered, owners of servers/basenodes are automatically registered as well. If you wish to directly register, simply send 0.2 BTC or 2000 UNIQ to the registry addresses and import the private key of the address you used to send.

BTC: 1Chain21GUwxKnTd3EKswcZDAcpeRJQDGt

UNIQ: UchainBwWNCX19yGLaCJCeszvhtFoqgtcj




A registered address (ChainID) can cast votes for various issues that can either be raised by the development team or other registered users. Starting a vote is as easy as submitting it to a server and setting a time frame. Please note that the development team has a list of items we believe are not debatable, these include, but are not limited to things such as money supply cap, block reward, proof of work/stake etc. ChainIDs can also cast votes for other users/services to signal trust/distrust. Accrued votes count towards a users's trust rating and may influence how others conduct business with them.




Blacklisted Addresses and ChainIDs get negative trust and all requests except for "review" are ignored by servers using standard settings. An address becomes blacklisted  after a report is made, and either arbitration fails or it is confirmed that the user has acted in bad faith. Only registered ChainIDs of servers can blacklist and address. For now a blacklisted address can continue to do basic functions such as send/ receive, but in future iterations, if there is demand, blacklisted addresses will be prevented from transacting.



A BlockShare represents a share of the available 400 shares which make up 80% of each block. Donors who wish to help fund the continuing development of UniQ participate in an open auction before the beginning of each cycle. Once the closing date of the bids passes, the bids are tallied and the shares are allocated based each addresses' contribution. Bids are made in Bitcoin sent to the unique address :-

 1UniQ1TiDyGbB7KXejnjUAZMEjLCyiEPe

To collect their UniQ a donor need only import the private key of the address they used to bid.




UniQ uses a three tier system, namely clients, servers and websites.The Clients are your everyday wallet from which you conduct financial transactions and do your accounting. Servers process requests and function as Micro-Banking nodes among other things. Websites provide web access to the system and in future will act as gateways for fiat usage in financial operations of the system. While most users will have the client software, only service providers will have any use for the server application. Web code, specifically the routines and access to fiat systems will be limited to a single server to discourage fraud and money laundering.  



Join the slack team here : Slack Invite



Based on Bitcoin ver 0.12.x
Sha256D Proof of Work
5 UNIQ block reward
1440 Daily Block target
Re-targets every 20 Blocks
80% of Block Reward Goes to BlockShares






UniQredit is fundamentally different when compared to other existing projects whose main focus has thus far been the accumulation of wealth through either expensive mining or time consuming staking. UniQ instead drives users and service providers to be more innovative and entrepreneurial in their financial dealings. Introduction of Assets, Fiat and other instruments into the blockchain will result in a larger pool of investment and because the network is global, a larger pool of potential clients and service providers.



UNIQREDIT WEBSITE

Active Loan Requests

Client Links
(Links will be activated after BlockShares Auction Closes on the 13th Of July)


           







Chainz Block Explorer


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Topic
Board Archival
DELETE PLEASE
by
bitcreditscc
on 08/07/2016, 22:38:34 UTC
.
Post
Topic
Board Announcements (Altcoins)
Re: ◈◈UNIQREDIT◈◈ FIRST BLOCKCHAIN BASED CRYPTO P2P LENDING ◈◈
by
bitcreditscc
on 06/07/2016, 17:21:52 UTC
I opened a ticket on Bittrex asking about the BCR swap...but the answer was:

"Hi,

At this time we are not aware of a swap that is happening on Bittrex. Please have the developer contact with us details.

Thank you,"

What means this?!?

Well, as you see , the wallet is already disabled on bittrex. Perhaps the person that answered you is unaware.
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Topic
Board Announcements (Altcoins)
Re: ◈◈BITCREDIT◈◈ FIRST BLOCKCHAIN BASED CRYPTO P2P LENDING ◈◈
by
bitcreditscc
on 06/07/2016, 17:18:14 UTC
Our contact in Bittrex has asked for time to verify their balances so meanwhile , Blockshares are now open for bidding at the following address:

https://blockchain.info/address/1UniQ1TiDyGbB7KXejnjUAZMEjLCyiEPe

The Blockshare program works as follows and is the replacement of the current bidding system until i can come up with something better:

Users will have ONE WEEK EXACTLY, from now to send BTC to the above address, 80% of the block reward will go to these users for the next year. This means 4/5 goes to the donors who donate to this fund. There are a total 350 shares, each representing 0.1 UNIQ. Rather than setting a price, this is an open auction, ie the entire 350 shares will divided among the bidders, so if there is only one bidder, they will own all the shares.

Blockshares are transferable to other users every 3 months (4 transfer windows per year) The, procedure will posted after the auction is over.

The key advantages of the new system are that it does not rely on outside information and all recipients are HARD CODED as part of the client, meaning that any block that does not pay the appropriate amount to each and every donor will be rejected by the network, it is not possible to cheat the system.

A bit confused with all the changes.    Checked on Bittrex and the wallet is under maintenance and appears to be correct but we won't know for sure until the wallet is no longer under maintenance, i assume?

With the Blockshares auction mentioned above, BTC can be sent from any wallet to that address?  This is to fund the next year of development and the reward is 80% of the block reward distributed based on the amount of BTC sent to the address above?    How will you identify each BTC address to an address for the UNIQ after a week?  

thnx!


Yes, you seem to already have grasped the idea. The coins on Bittrex will be available to you when the wallet goes live, not to worry.  When you buy Blockshares with BTC, what i do is convert your BTC address to it's UNIQ format, so when you import the private key, you will start receiving your shares.

Did you ever try the Bidding system in BCR ? You would bid in BTC and receive your BCR using the one key.

If you need a more in depth explanation, i can try to find time later today. My build machine went kaput a few minutes ago Sad

Please not that you can only bid from an address with a private key you control. You cannot bid from mining pool or exchange. I highly encourage users to bid using Multibit or Bitcoin core. Their keys are easier to import into the UNIQ wallet.
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Topic
Board Announcements (Altcoins)
Re: ◈◈BITCREDIT◈◈ RENAMED TO ◈◈ UNIQREDIT ◈◈ BLOCKCHAIN P2P LENDING ◈◈
by
bitcreditscc
on 06/07/2016, 15:25:15 UTC

This link shows only coins out of exchanges? I can't find my coins here...

What is your address ?
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Topic
Board Announcements (Altcoins)
Re: ◈◈BITCREDIT◈◈ FIRST BLOCKCHAIN BASED CRYPTO P2P LENDING ◈◈
by
bitcreditscc
on 06/07/2016, 15:24:43 UTC
Our contact in Bittrex has asked for time to verify their balances so meanwhile , Blockshares are now open for bidding at the following address:

https://blockchain.info/address/1UniQ1TiDyGbB7KXejnjUAZMEjLCyiEPe

The Blockshare program works as follows and is the replacement of the current bidding system until i can come up with something better:

Users will have ONE WEEK EXACTLY, from now to send BTC to the above address, 80% of the block reward will go to these users for the next year. This means 4/5 goes to the donors who donate to this fund. There are a total 350 shares, each representing 0.1 UNIQ. Rather than setting a price, this is an open auction, ie the entire 350 shares will divided among the bidders, so if there is only one bidder, they will own all the shares.

Blockshares are transferable to other users every 3 months (4 transfer windows per year) The, procedure will posted after the auction is over.

The key advantages of the new system are that it does not rely on outside information and all recipients are HARD CODED as part of the client, meaning that any block that does not pay the appropriate amount to each and every donor will be rejected by the network, it is not possible to cheat the system.

Post
Topic
Board Announcements (Altcoins)
Re: ◈◈BITCREDIT◈◈ RENAMED TO ◈◈ UNIQREDIT ◈◈ BLOCKCHAIN P2P LENDING ◈◈
by
bitcreditscc
on 06/07/2016, 00:29:19 UTC
Mini Roadmap for the next year or so....


Version 2.0 now has a name.

For more details see our new website uniqredit.com

Downloading wallet

Not yet, first we must confirm balances. Currently chatting with Bittrex.

Someone decided to move a large amount of coin at the last minute. Please note anything after 00:00 is invalid.

Please check your balances here:- http://pastebin.com/jXgv9a6Y

Anything below 100 BCR will be ignored in favour of a sanitized blockchain.
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Topic
Board Announcements (Altcoins)
Re: ◈◈BITCREDIT◈◈ FIRST BLOCKCHAIN BASED CRYPTO P2P LENDING ◈◈
by
bitcreditscc
on 06/07/2016, 00:03:13 UTC
Snapshot completed. Please stand by to check your balances
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Topic
Board Announcements (Altcoins)
Re: ◈◈BITCREDIT◈◈ FIRST BLOCKCHAIN BASED CRYPTO P2P LENDING ◈◈
by
bitcreditscc
on 05/07/2016, 19:52:37 UTC
Bittrex has been informed to block deposits from 00:00 GMT

Please ensure that you have consolidated your coins. You can either hold them on the exchange or in your wallet, you need only import your wallet/private keys to retrieve your coins on the new chain.

The Snapshot is at 00:01 sharp. Should take me ten minutes to have the new chain moving.

After a day or two of balance , chain, and lending network confirmation, we will go LIVE.
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Board Announcements (Altcoins)
◈◈BITCREDIT◈◈ RENAMED TO ◈◈ UNIQREDIT ◈◈ BLOCKCHAIN P2P LENDING ◈◈
by
bitcreditscc
on 27/06/2016, 16:31:04 UTC
Mini Roadmap for the next year or so....


Version 2.0 now has a name.

For more details see our new website uniqredit.com
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Topic
Board Announcements (Altcoins)
Re: ◈◈BITCREDIT◈◈ FIRST BLOCKCHAIN BASED CRYPTO P2P LENDING ◈◈
by
bitcreditscc
on 23/06/2016, 07:56:03 UTC
Yes my bad must have had a typeo in there, is there any instructions for compiling somewhere on this thread?


if you have installed all the normal bitcoin dependencies , you also need to install libcurl and libsqlite3.

cd bitcredit && ./autogen.sh && ./configure && make -j *any number that matches your system specs for faster compile   (I use 8 because i have 8 cores and 8 GB ram )

If you wish to make and install, use make install -j 8