Hello,

It's another request for any polish residents and any polish speaking person to help. Roslin, if You're up to sacrificing another few hours for help it would be really appreciated.

Now mBank doesn't even want to withdraw funds when You visit their branch. The fact is - They stole money and now they're getting away with it.  Please look at this post

https://bitcointalk.org/index.php?topic=746065.msg8905377#msg8905377 (800km trip end up on another bunch of lies and nothing)

And then please look at my proposal, maybe You can cheap in and help - any help would be appreciated!

https://bitcointalk.org/index.php?topic=746065.msg8910721#msg8910721

Thank You all!

Ok.

This is just ridiculous now. I think that from this point there's only two solution for all of those (us) people.

1. Find the lawyer
2. Spam everywhere we can with really bad PR

And i think we should go with two. Can someone help with legal help? Someone in Poland maybe? Maybe some bitcoin "a-like" foundation in PL ?

Now it's just pure stealing.

This is few sites i found and i think we should start with

https://www.facebook.com/mBank.Polska  - OFFICAL MBANK FACEBOOK PAGE
www.mbank.pl/forum/  - OFFICAL MBANK FORUM

With these two they also have Czech and Slovakian version. Can be found easily. Writing here will propably only get Your IP banned and post removed knowing their approach.

http://www.money.pl/ - ONE OF THE BIGGEST FINANCIAL PORTALS IN POLAND
http://www.bankier.pl/ - SECOND BIGGEST FINANCIAL PORTAL IN POLAND
http://forbes.pl - BECAUSE WHY NOT? (They publish monthly ranking of banks in PL)
http://samcik.blox.pl/html - ONE OF THE MOST POPULAR POLISH FINANCIAL BLOG (guy even wrote about prepaids)

This is what i found for now and only with help of someone from PL as it's hard to find something using English.
Roslinpl could also help as he is in Poland. Don't get me wrong, this spamming will probably NOT get You Your money but if we ignore the fact that MBANK STOLE out money it'll happen again and again with different banks. Also, for now they are just trying to bury the problem because not many people know about it. Would You allow thief to take 2000USD from You and then do nothing? No. Even if police will not caught thief You still report it.

By spamming there's at least a chance that it will hurt them and they will just want to stop the bad PR. I'm waiting for opinion, i can provide polish translation on some limited basis from my native friend but all of the services listed above will accept messages in English (that's what friend told me). I would start with posting links to this topic, especially last post with "800km trip" because this is just below anything - I've also considered almost 1500km trip to PL but now ...

I did not said anything like this. I do not even think that my seller is a "criminal". I think that bank got scared and just looked for a reason to do this, which also connected with high fraud rate done by random kids around the globe. Most You could steal with this card was - what - 200$ before they block it? So it was not used by criminal masterminds definitely.

You propose us to go to notary while Your signature screams about anonymity. So i hope You get what i wanted to say by that. This cards supposed to be anonymous, not because I wanted to launder money, not pay taxes or cheat and steal but because they were DESIGNED to do that and WERE (AND ARE) ADVERTISED in that way. They had appropriate limits because of that (2000$ a year/135$ a day). If mBank would state at the beginning what will happen if You use this cards for receiving funds not from yourself (btc-exchange) and that You NEED to register them to your identity or moreover You need to be polish citizen and You can only whitdraw one card at one ID (this is bullshit by the way, read the TOS of the card, you can have as many You desire so rule of 1ID=1card is just pure imagination of bank) i would just not use them and save myself around 600 USD. This is that simple.

I've paid for the cards exact same amount You're selling Yours BZWBK. I know these cards too and You probably know to that they've also had few problems along the way i.e they've got blocked after receiving payment from btc exchanger (it was 2 years ago, for now they work fine)

Can You explain what do You mean by being "cheapskate"? How this is related to anything? Do You describe any person that did not use You service as "cheapskate"? Good luck with that attitude when they'll do the same with BZWBK. Because difference between two is ... none, but i guess You know that. How one can be call a "cheapskate" when mBank cards are not different in any manner from BZWBK ones. NONE.

Thank You for the link nevertheless, we should organize second topic if notary will be the only option.

Thank You roslin for Your help, i guess we will all wait a little longer, you're the last hope here man

Suddenly from anonymous visa prepaid cards  to "You need to hire notary"

But ok, if that's the only option. Could You give some guidelines on how to do it? I guess it needs to be notary from Poland, can You at least steer us into some direction? Is it possible to do is as group? Maybe it'll be cheaper.

I also registered only because of this topic, i browse bitcointalk.org for about year and half already, did not have any reason before to register as everything is open for the public. Now i have, as probably a lot of "newbies".

Do You believe them that they will do anything to help their customers? Let's look at this

- They ignore my messages for 5 day already (and i'm only counting working-days), and i did not scream at them, just asked questions and what to they plan to do
- First two messages they've replied were copy/pasted. I wrote one and after two days i've wrote second one because of no response. In response i've got two exact same messages send in hour interval
- They've stated "This cards are only for Polish Citizen". I don't have flyer from card anymore but as far as i remember this is not stated anywhere - MOREOVER - Internet Prepaid System (lol) is both in polish, english and german. Why?
- I've called their support line, i've wrote messages, i've proposed sending cards with ID scans by normal post by mail, by post office, i've asked HOW can i verify myself as i CANNOT go to Poland - GOT IGNORED

And there's many more but i don't care that much for proving that they're cheaters and thieves in white gloves as this is clearly visible.

I would give roslinpl few days for trying to clear the situation. I guess we all OWN him a big one. He's in Poland and have the best look at the situation, but even he will not chase them for months about not his money. They'll just wait him out. That's what banks do.

What i propose, if we really want to get this money back is to start spam. It worked already for one person. Let's make it work for the rest. Spamming their support line will not do, as You'll just get ignored as me or anybody. Let's hit where it pains the most. I found their Facebook page, twitter page (both in Poland, Czech and Slovakia) also there is at least few places where we definitely can write. If everything else fails, roslinpl, can You provide us with some financial boards, financial newspapers and journalist with whom we can start this little "shit-storm" if it will get big enough - then they will NEED to do something with it. For now they can hide behind this TOS of their (which they change as their want).

My friend used them in Poland for almost a year. He did not EVER used it abroad. He did not used it for more than a month before block (money were on it) and it still got blocked, just after he left for UK. Yes, he can mail them to family or someone to Poland which will solve this problems, but it should not be like that. Cards were nameless by design, You did not needed to go to branch, show ID or got it block just for using it - that was not the deal. If You like to be treated as idiot by banks it's You choice. This cards were even advertise by bank (both BZWBK and mBank in that "privacy of Your funds") so let's not get carried away, because even banks did know what they're doing.

Of course is caused by fraudulent activities of user, not only Polish ones. These cards traveled the globe and were used by many kids for some small time scams - because You cannot use them differently, You'll not steal milions with them. So, because of this idiots all of us got blocked cards.

One thing i do not understand is this "Go to Polish branch" - wtf?! If You look at btc exchangers or any other kind of service which blocked user accounts or funds for some reason the most You were required to do is to sent good quality scanned docs, and if that wasn't enough a regular letter with the same docs was enough. Even fucking Mt.Gox did not require You to physically go to Japan ....

As for spamming i suggest to find mBank Facebook page and Twitter, if You browse thru it there's many negative opinions, not only about those cards ...

This is mass block, it happened regardless of where You used Your card or Your balance, or Your limits or anything for that matter. Polish users did get blocked too without any reason.

I've wrote to Polish friend. It happened the same with him. And he gets same shitty answers from them, he's in UK and do not have possibility to go to branch, he even proposed mailing scanned docs - got ignored.

I've asked them if card will expire and to this time i will specify return IBAN will they send money there (it's stated in their TOS that after expiration funds are returned to specified account) for now they're ignoring my question for 2 days. And even if they answer in positive manner i still think that this money will never reach me, even after 2 years. As Banksters are just common thieves.

It's funny. We all know that prepaids like to be used in shady way, but most of use used it only for some small payments, did not exceed any limits and truth to be told - if You used card for almost a year it's hard to say that You used it in any fraudulent way, because it would get blocked in first month. It looks like it's just calculated action by mBank.

I give a week for trying to clear this situation up. I have 4 cards and almost 600$ usd on them and i will definitely not go to Poland to get it back (costs are much bigger). If after week nothing happens i'll already asked my Polish friend for some pointers to which financial portals/blogers/reviewers write. I will post that here to, then we can start spamming, even if fund will be not returned they will at least suffer a little. From what i heard it's one of the worst banking institution in EU.

Of course You can get a lawyer in Warsaw, but costs will probably still exceed amounts on cards.