Given your limited income and limited opportunities for side hustles, you may want to focus on building an emergency fund. This can provide a safety net for unexpected expenses, such as medical bills or car repairs. Aim to save enough to cover three to six months of living expenses, if possible.

Whether you choose to save or invest, it is important that you must have a plan in place for your finances. Consider creating a budget to track your expenses and income, and prioritize your expenses and savings goals based on your current financial situation. You must remember to be patient with yourself and your financial situation. Building wealth takes time and effort, but with dedication and planning, you can work towards achieving your financial goals.

The debate surrounding the Ordinals protocol highlights a fundamental tension within the Bitcoin community regarding the role of the protocol and its potential for expansion. On one hand, some argue that Bitcoin's primary function is as a secure and decentralized digital currency, and that any attempts to expand the protocol beyond this scope risk diluting its core value proposition. On the other hand, others believe that Bitcoin's open-source nature makes it an ideal platform for experimentation and innovation, and that new protocols such as Ordinals have the potential to expand Bitcoin's utility and relevance.

That controversy over Ordinals also raises questions about the fungibility of Bitcoin. The introduction of unique inscriptions or other forms of metadata could potentially create distinctions between individual bitcoins, which could have implications for the fungibility of the currency as a whole. The question of whether to embrace or reject new protocols like Ordinals is a matter of personal opinion, and there are valid arguments on both sides.

https://bitcoinmagazine.com/culture/bitcoins-great-definitional-debate-1452035233
https://www.coindesk.com/bitcoins-block-size-debate-what-the-industry-is-missing

It's difficult to predict with certainty what will happen to altcoins if btc were to drop to $10, as there are a number of factors that can influence the price of cryptocurrencies. However, it's important to note that altcoins are not solely dependent on btc's price movements, and often have their own unique use cases and market dynamics.

That being said, historically altcoins have been known to follow btc's price movements to some extent. When btc experiences a significant drop in price, it's common for the entire cryptocurrency market to experience a sell-off, which can result in the price of altcoins also dropping.

However, it's worth noting that the cryptocurrency market has become increasingly diverse in recent years, with a wide range of altcoins offering unique features and use cases. This means that some altcoins may be less affected by a drop in btc's price than others.

Well, while it's difficult to predict the exact fate of altcoins if btc were to drop to $10, it's likely that many altcoins would also experience a drop in price to some extent. However, the impact on individual altcoins would depend on a variety of factors, including their use case, market dynamics, and overall demand.

Reference:

https://www.coindesk.com/what-happens-to-altcoins-when-bitcoin-crashes
https://cointelegraph.com/news/what-happens-to-altcoins-if-bitcoin-collapses

Yang ginawa nya na sariling cryptocurrency (Ophir) ay maaaring magdulot ng mga katanungan, lalo na sa pagkakaroon ng walang malinaw na panggagamitan. Kahit pa na ang Ophir ay isang decentralized crypto currency na balak niyang gamitin bilang instrumento ng reward sa bawat donation para makatulong sa mga mahihirap na simbahan sa bansa, hindi parin malinaw ang motibo nya.

Mayroon din syempre na mga pag-aalinlangan sa paggamit ng mga simbahan para manghikayat ng mga donasyon at mamuhunan. Marami dyan halos ay yung mga pangamba na maaaring gamitin ang token na yan ng mga scammer bilang isang investment scheme. Atsaka hindi nakikita ang halaga ng token bilang regalo dahil wala itong maliwanag na halaga o liquidity.

Kaya mahalaga na maging maingat lalo na sa paggawa ng mga desisyon tungkol sa investment at donasyon. Maari naman siyang maghanap ng mga alternatibong paraan para makapagbigay ng donasyon sa mga simbahan o organisasyon, at para kahit pa member ka, mag-ingat ka parin sa pagpasok sa mga investment scheme o oportunidad na maaaring maging masyadong maganda upang maging totoo.

Para sakin, nasa tao pa rin ang pagpapasiya basta ang mahalaga ay dapat maging mapanuri at mayroong sapat na kaalaman para makagawa ng tamang desisyon.

Regarding the statement that Luna will not recover, it is important to consider that the cryptocurrency market is volatile and can experience significant fluctuations. While Luna has faced challenges and disappointments in the past, it is not necessarily an indicator of its future performance.

Additionally, it is worth noting that the Luna ecosystem has a growing number of projects and partnerships, which could contribute to its potential for recovery. For instance, Terraform Labs, the team behind Luna, has recently partnered with Delphi Digital, a leading research firm in the cryptocurrency space, to explore and develop new applications for Luna's blockchain technology (source: https://delphidigital.io/reports/terra-x-delphi-digital-partnering-to-expand-lunas-reach-and-impact/).

Therefore, it is important to evaluate Luna's current developments and partnerships and not dismiss its potential for recovery based solely on past disappointments. It's crucial to conduct thorough research and analysis before making investment decisions in any cryptocurrency.

Ultimately, it's important to remember that investing in cryptocurrencies involves risks, and investors should always consider their risk tolerance and financial goals before investing.

Thank you for bringing up an important point about how accounts can be hacked through phishing attacks. These attacks involve tricking users into giving away their login credentials by creating fake websites or sending deceptive emails that appear to be from a legitimate source.

Once the attacker has obtained the login credentials, they can use them to access other accounts belonging to the victim, as you mentioned, including email and cryptocurrency accounts. This is why it's crucial to be cautious when providing login information online and to verify the legitimacy of the website or email before entering any sensitive data.

According to a report by the Anti-Phishing Working Group, phishing attacks have increased by 22.5% in 2021, highlighting the growing threat of these attacks to online security (source: https://www.apwg.org/). It's essential to stay informed about the latest cybersecurity threats and to take proactive steps to protect our online accounts. This can include using strong and unique passwords, enabling two-factor authentication, and being cautious of suspicious emails or websites.

I completely agree with your perspective on earning merits. When we focus on providing valuable responses that contribute to the conversation, the merits naturally come as a recognition of our efforts. It's essential to avoid seeking merits actively and instead concentrate on providing quality content that enhances the overall discussion.

I also appreciate the merit/activity ratio feature, which helps us identify credible and knowledgeable posters quickly. It encourages us to engage in meaningful conversations with other users who are actively participating and adding value to the community. Overall, the merit system promotes a positive and healthy online environment where people are motivated to share their expertise and knowledge.

Update after four months:

Bitcoin market price is now at $10,913. Almost going to $11k after the ups and down from the past consecutive months. Hoping bitcoin will boom high this month of September. This day is the highest amount of Bitcoin.

https://cointelegraph.com/bitcoin-price-index

Cryptocurrency or bitcoin subjects have been around for a long time in several universities including where I live, and over time, bitcoin or Cryptoccurrency education continues to develop to grow bitcoin users to learn and understand how bitcoin or cryptoccurrency works in the technology world.
However, it must be more developed in cities or remote areas in order to understand and be involved in bitcoin and also must be supported at least by smartphone technology devices and networks that support it so that theory and practice can be obtained.
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Imagine the global effect in businesses, and daily lifestyle of individual if this system has been approved by all. The best move for foundation is in education. No more fiat needed to be handle, payments are all paid intangible. Government nowadays are approving these cryptocurrencies. Soon, bitcoin will be taught in all schools.

Imagine what will be the impact of it on the bitcoin exchange rate.

You maybe right about that it is close to necessity, but still it is an option. Not all individuals are looking up to be married or to be in a relationship. Some are wanting to be by their own by the rest of their life. Also, not all are trusting banks to put their wealth on it. They just manage to put it on any trading or keeping it in their own place. Think out of the box because not all are having the same principle, goals, ambition or motive.

Other institutes especially around Europe are now having this educational system. If we are looking for that time, it is already happening starting this cashless transaction system due to global crisis happening this year.


In addition to that, these are going to happen to other countries also:
Africa - https://www.africanews.com/2020/07/29/in-response-to-the-covid-19-economic-crisis-paxful-accelerates-bitcoin-entrepreneur-development-education-in-southern-africa//

Australia - https://micky.com.au/bitcoin-school-is-this-a-glimpse-into-the-future/

Remember that scammer is a scammer lalo pa at mas nangangailangan sya ngayon. Matagal na syang pinaghahahanap kaya nga sya nagtatago sa batas. Kung totong magiging ok na sya, unahin nya muna yung kaso nya. Dun palang mahirap na magtiwala. But I think, pagalingan ng scam ang labanan sa mga magjojoin sa kanya, sa tingin ko lang.

Well, pwede itong maapprove sa urban but not sa mga rural areas. Gayunpaman, maaaring simulan ang ganitong mga proseso sa mga city upang maging test subject at masimulan ang unti-unting pag cacashless sa lahat ng klase ng transaksyon. Malaki ang magagampanan ng mga urban area sa progresong ito lalo na sa nararanasan natin ngayong pandemya.

This sounds like how to not eat and drink for the rest of our life. Getting married and using a bank is just an option but paying taxes, investing and getting a job is a part of survival. Taxes are like funds for the security of peace and good governance. Investing and getting a job are quite the same. Investing time, effort, and money is required to get a job and to do the job.

Kung sa big businesses, well they are cashless. But when we say as the whole country, hindi lahat kayang iadapt dahil sa maraming dahilan like speed ng internet, electrical problems, uncivilized areas, and also sa mga small businesses like mga sari sari store, nasa tyangge, mga sidewalk vendors, maging mga karinderya. Para mangyari ang cashless payment, it should start sa pagtuturo sa mga bata hanggang sa mga matatanda dahil hindi lahat marunong sa sistemang ito.

Indeed my friend. Tangible things such as paper money, coins, golds, etc. are might be infected with the virus issue as of today. For the safety of all, online currency are most needed. Online transactions are needed to be secured. Not only for business purposes, but even a student shoul really be aware of this system.

https://www.kidsnews.com.au/money/what-is-cryptocurrency-and-how-does-it-work-in-the-digital-world/news-story/7f8105dbed5eb13916b379fab8b6c437

Interesting fact. That is why schools in this new era should include in in their curriculum.

maybe you missed a little information about cryptocurrency like Bitcoin, if you take a little time to search about Bitcoin, I think the question has been answered and done a long time ago by many educational universities in the world, for example, Britain, Russia etc.
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Well, I'm not saying to be some schools, I'm emphasizing to be taught in schools. Since you were saying that it's been almost many years passed teaching this bitcoin, but why not all schools are involved to this teachings? If we are making bitcoin to go on progress, then we should let most of new students understand the flow of this from basic upto the level they wanted to. This is investment and we need to outgrow our investment to these young investor.

There's been this big news that France included cryptocurrencies and blockchain into the official school curriculum. There won't be a whole subject dedicated to it, of course, but there will be some lessons as a part of Economics (and perhaps Computer Science, I am not sure). Moreover, some universities offer courses in crypto and blockchain. Just recently I found about a couple of them in my country (one listed in an online profile, another mentioned by a person who claims to know the guy to teaches it). So while slowly, Bitcoin starts to get attention from the educational system, which is definitely a good and necessary thing.
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That will be I think the first move to introduce this bitcoin to these innocent young people. Even the government declines this plan, you cannot under estimate the curiosity of millenials especially in online monetary system.

I found this site what you were saying about France. Great job to their country.

https://medium.com/hashmart-blog/bitcoin-will-be-taught-in-french-schools-b6381c975445

But remember that not only those who studied computer science are doing bitcoins today. We are in the age of computer, and hereby, we need to also upgrade the learning of educators.