I would like to invite you to see the chesscoin thread,it's an ambitious project and probably one pf the project worth getting into,they are on the ICO mode and surprisingly traded already traded on Yobit,
The dev initially wants ask the Yobit team to accept them after the Ico but they readily accept it ..
As the best chess player here I am willing to affirm that Chesscoin looks like a horrible project. The ICO setup is among the most greedy I have seen, they have done nothing to demonstrate the technical competence to deliver what is promised and it is already trading on Yobit (during the ICO).
Stay away
To the OP, avoid all projects where the promoters frequently talk about potential rate of return. Focus on learning more about cryptography. Most alt coins are just clones with nothing but a different marketing angle meant to attract those without much knowledge.
Of the 5 coins you mentioned in the OP, BTC is my favorite and XRP is my least favorite. Don't trust me or anyone else posting in this thread. Conduct more research and avoid rash decisions.
Sometimes the best investment decision is to make no investment at all.