OK, some simple rules
1. No collateral no loan (if you want a no-collateral loan go sign up at getline.in or btcpop.co).
2. Borrower pays escrow costs for collateral. (through Quickseller escrow here on BTCtalk)(minimum fee is 0.0075BTC).
3. 10% FLAT SIMPLE interest rate, (no matter what your term, interest is 10% of the principal).
4. If you don't like the rules, don't apply, don't comment, don't reply, just go find someone else to give you your loan.
5. For Australian's I can give out short term AUD loans.
Thanks for reading, applications now open.