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Showing 20 of 32 results by yellowdog213
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Topic
Board Scam Accusations
Re: Scammer: SynOps
by
yellowdog213
on 01/05/2013, 14:56:38 UTC
I have re-issued my notes for SynOps to hopefully purchase this time. In total they end up being less than one full bitcoin so there should not no problem purchasing these. They were left for a week last time and expired, so hopefully SynOps will buy them this time.
Post
Topic
Board Service Announcements
Re: [ANN] BTCJam - Peer to Peer Bitcoin Lending
by
yellowdog213
on 27/04/2013, 14:11:25 UTC
I just tried to invest in a note in the marketplace, and it said "You need to verify your personal information before trading notes". I previously purchased a note on April 9 with no problem... Are unverified investors not allowed to buy notes anymore? Just invest in loans themselves during initial funding? We ARE still allowed to invest in loans, right?

I like some of the new features I have seen implemented over the last few months, but it would be nice if we could read about policy and feature changes in this thread and on the BTCJam homepage, and/or get an email notice about them, instead of randomly encountering them.


Agreed. These changes occur so quickly with absolutely no information about them. It would be great if there was an FAQ page or something similar on the homepage that has information about all new features.
Post
Topic
Board Service Announcements
Re: [ANN] BTCJam - Peer to Peer Bitcoin Lending
by
yellowdog213
on 26/04/2013, 13:16:59 UTC
Is anyone else have any problems with issuing notes? I have previously issued a sell order successfully, but now when I click 'issue sell order' absolutely nothing happens. I have tried various times with different loans over the past two days and nothing happens--no pop-up or page change or anything (I don't remember what had happened before, but still something should probably happen...)
Post
Topic
Board Scam Accusations
Re: Scammer: SynOps
by
yellowdog213
on 24/04/2013, 15:09:31 UTC
I PM'ed SynOps here asking him to buy up the notes I issued on BTCJam from two of his loans that he has not paid yet. But he has not responded or bought the notes. I believe that I have issued the notes at a very reasonable price and in total it would be less than one bitcoin. So, SynOps, I am again writing to you, please purchase the notes I have issued.
Post
Topic
Board Service Announcements
Re: [ANN] BTCJam - Peer to Peer Bitcoin Lending
by
yellowdog213
on 18/04/2013, 14:02:58 UTC
It's only possible to rate a user once? Even I had several investments with him?


You can delete your rating and create a new one to reflect the newer investments you have had.
Post
Topic
Board Service Announcements
Re: [ANN] BTCJam - Peer to Peer Bitcoin Lending
by
yellowdog213
on 11/04/2013, 15:44:58 UTC
It's basically selling debt.

Or at least something like debt.  It is a fixed payment, quasi interest barring debt (actually not interest but fixed cost).



Neither of these explain it to me like I am five years old. Could someone please be very explicit about it? I'm sorry that I don't understand; I am just so naive about anything related to money.
What would it mean if I were to click one of the buttons that says BUY on the Open Sell Orders? What would happen?

Quite honestly if you are five years old, you shouldn't be using BTCJam.  It is basically a way to get a loan from your peers, or a way to offer a loan to your peers.


I fully understand how BTCJam works, as I have invested quite wisely and made a good chunk of change with my investments while it seems like a lot of people have invested poorly and lost a lot. However, this new feature really confuses me and I would like some kind soul to please explain it thoroughly to me. I do not think that is too much to ask.
Post
Topic
Board Service Announcements
Re: [ANN] BTCJam - Peer to Peer Bitcoin Lending
by
yellowdog213
on 11/04/2013, 14:30:17 UTC
It's basically selling debt.

Or at least something like debt.  It is a fixed payment, quasi interest barring debt (actually not interest but fixed cost).



Neither of these explain it to me like I am five years old. Could someone please be very explicit about it? I'm sorry that I don't understand; I am just so naive about anything related to money.
What would it mean if I were to click one of the buttons that says BUY on the Open Sell Orders? What would happen?
Post
Topic
Board Service Announcements
Re: [ANN] BTCJam - Peer to Peer Bitcoin Lending
by
yellowdog213
on 11/04/2013, 02:33:53 UTC
I'm not the most knowledgable when it comes to bitcoins and BTCJAM, or really anything having to do with money, so I am a little confused about what this new "notes" thing is. Could someone please explain it to like as though I am five years old?
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Topic
Board Off-topic
Re: Why isn't someone at BFL cancelling and refunding my order? Son has Cancer!!!!!!
by
yellowdog213
on 09/03/2013, 16:16:42 UTC
Will you be that putting that money back into the btcjam listing you have active for an ASIC unit?


wtf is btcjam?

Are you fucking kidding?

This is a link to YOUR account, unless someone uses the exact same tag as you.

https://btcjam.com/users/1384

EDIT: I stand to loose 10 btc to one of your damn loans, thanks. Undecided


He has never made a late payment, so don't be so quick to judge. Wait until he has not repaid anything. I understand the confusion based on this thread and what is on BTCJam, but there has never been a late payment--possibly something overlooked by people previously. Just don't make any quick judgements.
Post
Topic
Board Service Announcements
Re: [ANN] BTCJam - Peer to Peer Bitcoin Lending
by
yellowdog213
on 25/02/2013, 23:07:51 UTC
This may be a stupid question, but I'm not always very good at understanding things when I read them, so I apologize if this is stupid.

What is the purpose of having a linked paypal account? Is it simply another way for lenders to see who is reliable and such? Or will late payments be made using paypal? I have never used paypal so I am not sure how it works and such...

Again, sorry if this is a stupid question, but it would be great if someone could clear up my confusion for me!! Thank you!

https://www.paypal.com/us/webapps/mpp/security/verification-faq

BTCJam only accept verified paypal which is that paypal has done the hard work of making sure they say who they are.


Right, I understand this. But it does not mean that BTCJam will take money from paypal in order to pay overdue loans, correct? I understand that borrowers who have verified paypal are likely to be much more reliable, but things happen (people forget to pay on time, etc) and I am just wondering if paypal is being used as a back-up money supply for overdue payments on BTCJam.
Post
Topic
Board Service Announcements
Re: [ANN] BTCJam - Peer to Peer Bitcoin Lending
by
yellowdog213
on 25/02/2013, 20:01:53 UTC
This may be a stupid question, but I'm not always very good at understanding things when I read them, so I apologize if this is stupid.

What is the purpose of having a linked paypal account? Is it simply another way for lenders to see who is reliable and such? Or will late payments be made using paypal? I have never used paypal so I am not sure how it works and such...

Again, sorry if this is a stupid question, but it would be great if someone could clear up my confusion for me!! Thank you!
Post
Topic
Board Service Announcements
Re: [ANN] BTCJam - Peer to Peer Bitcoin Lending
by
yellowdog213
on 19/02/2013, 22:49:35 UTC
I'd like to make a suggestion.

There probably are some people, who prefer to lend their coins on btcjam and remain anonymous at the same time. (I am one of those.) However, current rating system does not allow such people to rate other users, as the credit rating stays 0/17, while 3/17 is required to rate other people (correct me if I am wrong). Would it not make
sense to (also) give the priviledge to rate based on some combination of bitcoins invested and reputation?


Verifying a couple things like your phone and social networking profiles will allow you to have a rating as well as basically stay anonymous. The moderators would be the only people who are able to see anything and you would therefore be anonymous to any other user on the site.
Post
Topic
Board Service Announcements
Re: [ANN] BTCJam - Peer to Peer Bitcoin Lending
by
yellowdog213
on 15/02/2013, 18:45:32 UTC

Except they won't really become "well known" if BTC Jam shields all their info from the public.  Just saying...

Not for long..


Meaning what exactly?
Post
Topic
Board Service Announcements
Re: [ANN] BTCJam - Peer to Peer Bitcoin Lending
by
yellowdog213
on 12/02/2013, 02:16:40 UTC
Just putting out there I trialed 5BTC on the site just to see how it goes etc... call it an experiment with 100 bucks that I can afford to lose, knowledge is power. I got my knowledge and so far 2/7 have overdue payments with no contact or information. As a lender with only one feedback I can't leave feedback myself even though I've been rooked for BTC. That's wonderful.

Waste of time and resources. They really don't do a fucking there that would make anyone pay a defaulted loan. At the rate of payback, your money is better left in your wallet. So basically they skim to collect their fees and don't do much to engender real trust in micro loans the way a payday lending institution would.

Don't like what I'm saying? I could care less. My honest opinion is simply to avoid this site entirely. I hold no malice in this matter; as of now , it's forgotten.


You likely just picked the wrong users to invest in. Sometimes you win, sometimes you lose. But you definitely learn with time who you can and cannot trust. It makes no difference to me if you do or do not continue to use the site, but I find it to be a learning experience. Like you, I just decided to put in a couple bitcoins to experiment, but I have actually made a couple bitcoins with my investments. I have also lost some due to scammers, but that's part of the risk. I would give it a little while before you totally make your decision about BTCJam, but thats just my two cents.
Post
Topic
Board Service Announcements
Re: [ANN] BTCJam - Peer to Peer Bitcoin Lending
by
yellowdog213
on 06/02/2013, 14:34:12 UTC
I was just looking at various listings to see where I wanted to invest, and I was looking to see if there was any way to see if a user had paid back a previous loan early or not. It wasn't a user I had invested in before, so it would not show up in my calendar or anything, I just wanted to know if the user had a reputation of paying back early. I know that this is something that can be found by looking at their reputation comments, but people don't always give detailed comments and such.

So, I guess what I am asking is if there is any way for there to be something that says if a user repaid early, and possibly how much earlier than their due date. I think that this would be an interesting feature to add...I'm not sure how plausible it is but just an idea.

Thanks!
Post
Topic
Board Politics & Society
Re: But who will build the roads?
by
yellowdog213
on 04/02/2013, 03:49:37 UTC
Was the traffic cone supposed to help the vehicle move up the ramp??! Seems unlikely... Cheesy
Post
Topic
Board Service Announcements
Re: [ANN] BTCJam - Peer to Peer Bitcoin Lending
by
yellowdog213
on 24/01/2013, 03:05:06 UTC
Hey, I just got an idea! How about a total for the amount of payments due? Should be pretty simple to add.. kind of sucks having to add up each payment awaiting to be made from my investments just to figure out how much BTC I have coming to me.

+1
Post
Topic
Board Service Announcements
Re: [ANN] BTCJam - Peer to Peer Bitcoin Lending
by
yellowdog213
on 18/01/2013, 18:38:13 UTC
There are now two loans in which I have not received my payments but the site says that the loans have been repaid.
https://btcjam.com/listings/1241 and https://btcjam.com/listings/1252
I have seen other members with these same complaints.
What is wrong with the site in terms of this and will it be fixed soon?

This happened with 3 listings due the wallet problem. The listing 1252 was actually payed today, the listing 1241 was not, the listing status is now corrected, can you verify at your payment calendar please?


Yes, everything is back to normal now. Thank you very much for all your time and hard work during the past couple days!!!
Post
Topic
Board Service Announcements
Re: [ANN] BTCJam - Peer to Peer Bitcoin Lending
by
yellowdog213
on 18/01/2013, 04:31:28 UTC
There are now two loans in which I have not received my payments but the site says that the loans have been repaid.
https://btcjam.com/listings/1241 and https://btcjam.com/listings/1252
I have seen other members with these same complaints.
What is wrong with the site in terms of this and will it be fixed soon?
Post
Topic
Board Service Announcements
Re: [ANN] BTCJam - Peer to Peer Bitcoin Lending
by
yellowdog213
on 16/01/2013, 22:31:14 UTC
I invested in https://btcjam.com/listings/1241 and it is showing up as repaid but I have not received anything from it. No hurry as it is a small amount, just posting here so Tulkas can see it and look into it as time allows.

Same here i invested also in https://btcjam.com/listings/1241 , Charles Bass 0.0023366   2013-01-14 07:30:38 UTC



Happened to me as well, with this same listing. Is anything being done to fix this problem?