Quote from: freakyj on April 12, 2017, 12:21:23 AM

I am aware I am a newbie user, no need to remind me!!

Looking for 0.01 loan, around 10 USD.

Collateral can be discussed in PMs.

Return date will be 4/14.

Any further questions can be answered in my PMs.

Tell me what your collateral is and i'll fill your loan if the collateral is legit, which I highly doubt.

As Loan Shark said, there is really no point of concealing your collateral if it was to be worth 120% of the loan amount. Better to disclose it publicly to avoid any speculation than to disclose it only in PM.