Quote from: magneto on January 28, 2020, 07:29:04 PM

And what do all of this have to do with the lender?

You offering a guarantee of future income is not valid as a form of collateral. The lender still has to take your word for it that you will pay forward the future income, and that you will obtain the future income that you say you will be getting in the first place.

Furthermore, I hope you realise that collateralised loans are very common for a range of purposes, including when you don't want to cash out a certain investment but need liquidity or want to short a certain coin.

All you have right now is your reputation, which isn't a lot considering that you're just a junior member. I'm sorry, but we've seen too many instances of people failing to pay back on no collateral loans, even for prominent users of the forum (like xetsr).

Wait, I didn't say I have no collateral. I own several NFT here: https://opensea.io/accounts/0xc12df5f402a8b8beaea49ed9bad9c95fccbfe907, which I can transfer to my lender. I know it's not a conventional collateral in the sense it's not really liquid, but still.